Have 10,000 XRP? Here’s why you’re in the “elite class” of the crypto world, analysts say!

Updated

June 11, 2025

Gambar Have 10,000 XRP? Here’s why you’re in the “elite class” of the crypto world, analysts say!

Jakarta, Pintu News – According to crypto entrepreneur Edoardo Farina, owning 10,000 units of Ripple today is no longer commonplace, but a marker of exclusivity in the cryptocurrency world.

At around US$2.31 per token (around Rp37,548, using an exchange rate of US$1 = Rp16,256), such a holding is equivalent to an investment of more than Rp375 million. In an economy that continues to put pressure on the general public, especially due to inflation, this amount is considered the “new frontier” for retail investors. This claim also sparked a discussion about the widening crypto ownership gap.

Less than 4% of XRP Owners Hold More than 10,000 Tokens

Owning more than 10,000 $XRP nowadays is already a luxury few people can afford.
— EDO FARINA 🅧 XRP (@edward_farina) June 9, 2025

On-chain data shows that of the approximately 6.55 million recorded XRP wallets, only about 4% hold a minimum of 10,000 XRP. More than 5 million addresses were even recorded as holding under 500 XRP, signaling the dominance of a small group of large owners over the circulation of XRP tokens. A total of 166,250 wallets were identified as holding between 10,000 to 25,000 XRP, while another 159,566 were in the 5,000 to 10,000 XRP range.

This fact reinforces the view that XRP-like many other crypto assets-is experiencing ownership concentration. In a decentralized ecosystem that ideally promises equitable distribution of assets, this concentration is an indicator of social risk that has the potential to widen the digital economic divide.

Also Read: Circulating! Critic Michael Saylor’s Equal-Sized Critique of Bitcoin Strategy

Inflation pressures small investors to sell crypto assets

Farina highlighted how global inflationary pressures have forced crypto holders, especially XRP holders, to sell their assets for basic necessities. “People have started selling their XRP just to buy daily necessities,” he said. In this scenario, owning large amounts of crypto is no longer a symbol of luxury, but can instead become a burden in a financially constrained environment.

Rising inflation has caused people’s purchasing power to decline, while prices of necessities continue to rise. For many retail XRP holders, the realistic option left is to cash out their crypto assets. This also reflects the challenges individual investors face in maintaining a long-term portfolio amidst the cost-of-living crisis.

Debate on “10,000 XRP Club” and Survival Strategy

Farina warned that 99% of XRP owners are at risk of not being able to get into the “10,000 XRP club” due to growing economic pressure. This warning elicited two reactions: some saw it as an alarm over the widening gap, while others dismissed it as a fear-based marketing strategy (FOMO). Regardless, data and trends show that fewer and fewer retail investors are able to accumulate large amounts of XRP.

Instead of selling, Farina encourages the community to look for additional sources of income such as freelancing or online businesses. He argues that selling XRP at this time only benefits large parties who want to suppress the price in the market. This strategy reflects the belief that the long-term value of XRP is greater than the short-term returns gained through forced sales.

Implications for Crypto Market and New Investors

This discussion highlights the emerging gap between large and small holders in the crypto world, a phenomenon that is not limited to XRP alone. A similar phenomenon can be observed in Bitcoin , Ethereum , and other assets, where the bulk of supply is controlled by a minority of wallets. For new investors, this situation suggests the need for an investment plan that is realistic, scalable, and resilient to macroeconomic pressures.

While owning 10,000 XRP is now seen as a symbol of financial power in the crypto world, there are still opportunities for retail investors to gradually take part. The key is consistency, education, and awareness of ongoing market trends. In this context, cryptocurrencies still offer financial inclusion, although the path is not easy for everyone.

Conclusion

The claim that owning 10,000 XRP places one among the “crypto elite” opens up an important discussion about the accessibility and distribution of digital assets. Inflationary pressures and ownership concentration represent major challenges to inclusive crypto adoption. However, with a long-term strategy and approach, small investors still have room to actively participate in the ever-evolving cryptocurrency market.

Also Read: MicroStrategy Stock Strategies Beat Bitcoin and Tech Giants Over the Year

That’s the latest information about crypto. Follow us on Google News for the latest crypto and blockchain technology updates. Enjoy an easy and secure crypto trading experience by downloading Pintu crypto app via Google Play Store or App Store now.

Experience web trading with advanced trading tools such as pro charting, various order types, and portfolio tracker only at Pintu Pro. Pintu Pro Futures is also available, where you can buy bitcoin leverage, trade btc futures, eth futures and sol futures easily from your desktop!

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference