
Jakarta, Pintu News – The cryptocurrency industry is back in the spotlight in the United States after Ripple CEO, Brad Garlinghouse, urged Congress to quickly pass clear and supportive regulations for the crypto market. According to Garlinghouse, a swift move from regulators would unlock explosive growth opportunities, positioning the US as a global leader in blockchain innovation as well as digital assets like Ripple .
On numerous occasions, including in formal testimony before the US Senate Banking Committee in July 2025, Garlinghouse emphasized that clear crypto regulation is a key factor in attracting global investment and talent to the United States. He warned that if Congress continues to delay, other countries could potentially take over leadership in blockchain and cryptocurrency innovation.
Garlinghouse said that legal clarity is not only about investor safety, but also provides certainty for industry players such as Ripple (XRP), Bitcoin , and Ethereum to innovate. He emphasized that the United States needs a “principled and smart” legal framework so that the development of blockchain and crypto technology is not hampered by legal uncertainty.

Ripple’s CEO argues that explosive growth in the cryptocurrency sector will be very difficult to happen without progressive regulatory support. Garlinghouse cites a global trend, where countries such as the United Arab Emirates, the United Kingdom, to Hong Kong have launched pro-crypto policies, thus attracting global blockchain companies.
If the US wants to remain a center of innovation, Garlinghouse thinks it’s time for Congress to move quickly. According to him, with clear regulations that favor innovation, digital assets such as Ripple (XRP) and stablecoins have the potential to create thousands of new jobs and attract billions of dollars in investment, equivalent to trillions of rupiah if converted at an exchange rate of 1 USD = IDR 16,287.
Ripple’s insistence also received support from various industry players and former regulators. Many parties consider, without definite regulations, US crypto companies will increasingly lag behind global competitors. This is considered to hinder the growth of the crypto market and reduce the competitiveness of the United States economy as a whole.
Garlinghouse’s testimony in the Senate also received attention from policymakers who are beginning to see the importance of providing legal certainty for this new financial technology sector. With an inclusive approach, it is expected that the regulations will be able to accommodate the growth and needs of the industry and consumers.
The Ripple CEO’s statement underscores the importance of collaboration between regulators and industry players to foster healthy and innovative cryptocurrency growth. Clear regulations are expected to be key for the United States to remain a major player in the digital economy.
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