
Jakarta, Pintu News – The Ripple community has recently been abuzz with predictions stating that the value of this token could soar up to 35,000%. While some consider this to be an empty hope, the recent steps taken by Ripple Labs might take Ripple (XRP) to a new phase in global finance. With the possibility of getting a banking license and the ongoing legal uncertainty, the future of Ripple (XRP) seems to be full of both promise and uncertainty.

Ripple Labs has submitted an application for a US national bank charter, a move that has sparked widespread reactions in the financial and cryptocurrency world. Ripple CEO, Brad Garlinghouse, announced the application on July 2, 2025, with the aim to bridge the gap between blockchain and traditional banking. Ripple is also positioning their stablecoin, RLUSD, as a trusted digital asset tied to the US dollar.
Interestingly, the trading volume of RLUSD increased by 20% in the 24 hours following the announcement. A popular Ripple (XRP) supporter on X, known as Ripple Pundit, claimed that if Ripple manages to get a banking license and the lawsuit from the US Securities and Exchange Commission (SEC) ends, then Ripple (XRP) could surge up to 35,000%. A chart included in his post shows a very sharp price increase, supporting the speculation.
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The lawsuit filed by the SEC against Ripple is still ongoing. Recently, Ripple decided to withdraw its counter appeal against the agency. A federal judge rejected the $50 million lawsuit settlement proposed earlier in the first half of this year. The case, which began in 2020, continues to keep Ripple (XRP) in legal limbo.
In addition, the possibility of an ETF related to Ripple (XRP) has emerged, but no approval has been given yet. With several key events still unfolding, such as the outcome of the SEC case, banking license applications, and pending decisions regarding potential ETFs, the situation remains complex. Market participants believe that the future of this asset is still uncertain.

Despite the many uncertainties, a section of the community remains optimistic. Many argue that talk of a 35,000% hike is premature without any real progress on all fronts. Recently, CNF reported that Injective has integrated the XRPL EVM. This integration allows Ripple (XRP) to seamlessly interact with Cosmos-based EVMs and DeFi.
With various developments still to be faced, the future of Ripple (XRP) is indeed full of uncertainties. However, the steps taken by Ripple Labs could be key to bringing this token to a higher level of relevance in the global financial system. Will the predicted 35,000% increase materialize? Only time will tell.
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