XRP Poised to Capture $21 Trillion Market, Challenging SWIFT’s Dominance!

Updated

July 22, 2025

Gambar XRP Poised to Capture $21 Trillion Market, Challenging SWIFT’s Dominance!

Jakarta, Pintu News – The global payments market is changing, with financial institutions increasingly opting for faster and cost-efficient alternatives such as Ripple .

SWIFT, once the backbone of international banking with annual volumes of over $150 trillion, saw a 15% decline.

Ripple CEO, Brad Garlinghouse, predicts that Ripple (XRP) could capture up to 14% of that amount, equivalent to over $21 trillion in the next five years.

Check out the full information in this article!

XRP Ledger Activity Reaches New Peak

On-chain data shows growing interest. Daily transactions on the Ripple (XRP) Ledger now surpass 830,000, with over 29,000 active addresses and more than 10,000 unique merchants.

Decentralized exchange (DEX) volume on the Ripple (XRP) Ledger recently surpassed $12 million, while meme coin trading generated $6.25 million. Stablecoin transfers remained steady at around $5.6 million. These figures emphasize the surge in liquidity and engagement across the ecosystem.

Innovations in the Ripple (XRP) Ledger

🚨 GAME CHANGER: With $RLUSD already compliant with the GENIUS Act’s 1:1 reserve requirements and monthly audits, XRP becomes the bridge currency for a regulated digital payments ecosystem.
Every RLUSD transaction on XRPL burns $XRP, creating deflationary pressure while…
— PaulBarron (@paulbarron) July 20, 2025

The launch of the Ethereum Virtual Machine (EVM) compatible side of the chain on June 30 added new momentum. In just one week, more than 1,400 smart contracts were launched, and more than 1,300 are still active today.

This expansion into decentralized finance and broader smart contract functionality strengthens the role of the Ripple (XRP) Ledger beyond simple cross-border payments, attracting new developers and institutional use cases.

Also read: Trump Media’s Big Investment in Bitcoin Reaches $2 Billion, What’s the Next Acquisition Plan?

Ripple’s RLUSD stablecoin as a key driver

Ripple’s RLUSD stablecoin aims to enter and dominate the massive global remittance sector.

As RLUSD becomes more widely used in payments and decentralized finance, it adds consistent volume to the Ripple (XRP) Ledger, driving further demand for Ripple (XRP) and increasing on-chain liquidity.

Every RLUSD transaction on the Ripple (XRP) Ledger burns Ripple (XRP), creating deflationary pressure.

Technical Analysis: Potential Price Explosion?

Just to clarify, a 1300% increase would align perfectly with the green level of my Gann analysis, targeting approximately $45.
What do all the $XRP haters have to say about that potential?$XRP https://t.co/ExJ1p9jZTE pic.twitter.com/AGr05uKcpm
— The Great Mattsby (@matthughes13) July 20, 2025

Crypto expert The Great Mattsby highlights a bullish technical setup for Ripple (XRP). Expanding monthly Bollinger bands, a signal last seen before Ripple’s (XRP) historical rally of 1,300% in 2017. His Gann-based analysis now adjusts Ripple’s (XRP) price target around $45, signaling a similar potential breakout.

Conclusion

With institutional rotation towards the Ripple (XRP) Ledger, increasing real-world adoption, growing DeFi activity, and strong technical signals, experts believe that Ripple (XRP) is positioned for a significant bull run. If the projections prove correct, Ripple (XRP) could enter a new growth phase that mimics or even surpasses the 2017 cycle.

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