Ray Dalio reveals 5 reasons why 15% portfolio in Bitcoin is a crisis survival strategy!
Jakarta, Pintu News â Ray Dalio, American billionaire and founder of Bridgewater Associates, is making waves in the investment world by suggesting that investors allocate 15% of their portfolio to Bitcoin or gold as a hedge against economic turmoil and mounting US debt.
This recommendation is considered an adaptive step in an era of risky global markets, as well as an important signal for crypto and cryptocurrency market participants. Here are 5 key points from Dalioâs analysis and advice that all investors who want to survive the economic crisis should know!
1. Bitcoin (BTC) & Gold Become a âHedgeâ as US Debt Rises
Dalio highlighted the fact that the US national debt now stands at $36.7 trillion (around Rp601,726,500,000,000,000,000). To pay for interest and operational expenses, the US government will have to issue additional bonds of up to $12 trillion (Rp196,740,000,000,000,000,000) in the near future.
He emphasized that this condition is very prone to triggering the devaluation of the US dollar and increasing systemic risks in the global market. Therefore, Dalio considers Bitcoin (BTC) and gold as safe havens that can preserve the value of wealth when fiat currencies such as the dollar continue to be eroded by inflation.
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2. 15% Portfolio in Bitcoin (BTC): Ideal Number According to Dalio
Ray Dalio now recommends that investors allocate up to 15% of their portfolio to assets such as Bitcoin (BTC) and gold. If you have $10,000 worth of assets (Rp163,950,000), then around Rp24,592,500 should be placed in crypto or precious metals.
This is a big jump from Dalioâs recommendation of 1-2% in 2022. According to him, this 15% allocation is the optimal number to get the best return-to-risk ratio amid market uncertainty, without making the portfolio too speculative.
3. Bitcoin (BTC) and Crypto: Effective Diversification
Dalio emphasized the importance of portfolio diversification, especially in this era of crisis. He mentioned that Bitcoin (BTC), Ethereum , Ripple , and altcoins such as Pepe Coin , can be effective diversifiers alongside traditional assets such as stocks and bonds.
Crypto is considered to offer extra protection, as its price does not always correlate directly with conventional markets. As more institutions and retail investors get into cryptocurrencies, the role of digital assets as wealth protectors is growing.
4. Bitcoin (BTC) and Gold âResilientâ Amid Volatility
Recent data shows that both Bitcoin (BTC) and gold continue to set new price records amid global economic uncertainty. The price of Bitcoin (BTC) briefly breached $123,230 (IDR2,021,288,850), just 4% below its record high, while gold also continued to surge.
This is evidence that investors are starting to look for alternatives to conventional assets that are vulnerable to crises and inflation. Dalio believes that, in the future, cryptocurrencies will increasingly be looked at as a complement or even a replacement for traditional portfolios.
5. Skeptical about Bitcoin (BTC) becoming a reserve currency, but still optimistic for investment
Despite recognizing the huge potential of Bitcoin (BTC) and crypto, Dalio is still skeptical whether Bitcoin can be adopted as a global reserve currency. He thinks there are still obstacles related to privacy, transparency, and acceptance by financial institutions.
However, this does not dampen Dalioâs advice to place Bitcoin (BTC) and crypto as portfolio hedges. For Indonesian investors, this moment is an opportunity to start looking at crypto diversification while still paying attention to education and risk management.
Conclusion
Ray Dalioâs recommendation to allocate 15% of a portfolio to Bitcoin (BTC), gold and cryptocurrencies is both an alarm and an opportunity amid the risk of a global crisis. Make sure you continue to learn and diversify smartly to keep your assets growing and protected in every economic condition.
Also Read: 10 Potential 2025 Crypto for 2025 Year-End Profits! Any of your favorite coins?
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*Disclaimer
This content aims to enrich readersâ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an assetâs past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.
Reference:
- Bitcoin.com News. Ray Dalio Sees 15% Bitcoin as Optimal for Crisis-Ready Portfolios. Accessed July 29, 2025.
