Getting Paid in Crypto? Here’s how, what it costs, and how it applies to the global workplace!

Jakarta, Pintu News – The trend of paying salaries using cryptocurrency has grown in popularity in recent years. According to a report by Blockpit (2025), this phenomenon is not only happening among tech enthusiasts, but also penetrating the global business sector. Bitcoin , Ethereum , and stablecoins are now being considered as payment alternatives, despite their pros and cons.

Why is Salary in Crypto Trending?

Blockpit (2025) notes that blockchain security is one of the main reasons. Blockchain-based transactions are almost impossible to hack, providing extra protection and anonymity for paycheck recipients. For some digital workers, this provides a greater sense of security than traditional bank transfers.

In addition, lower transfer fees make crypto attractive for international payments. Blockpit emphasizes that global freelancers can save millions of rupiah in conversion fees if they choose crypto payments over bank transfers.

Also Read: 5 Trading Signals Bitcoin (BTC) is Under Pressure-Is This the Start of a Major Correction?

Pros and Cons of Salary with Cryptocurrency

According to Blockpit’s analysis (2025), crypto-based salaries bring both benefits and risks.

Pros:

1. Decentralization – Less government control, more freedom.
2. Transaction Speed – Cross-border transfers can be instantaneous.
3. Investment Potential – The value of crypto can increase, providing additional profit opportunities.
4. Global Access – Suitable for workers in countries with limited banking systems.

Disadvantages:

1. Price Volatility – The value of crypto can drop dramatically in a short period of time.
2. Lack of Regulation – Consumers lack legal protection.
3. Complicated Technicalities – Not all workers understand how to manage a wallet.
4. Complex Taxes – Every country has different rules regarding crypto taxes.

Steps and Requirements to Get Paid with Crypto

Blockpit (2025) explains some of the things that workers need to be prepared for in order to receive a salary in crypto:

1. Create a Digital Wallet – Like a bank account to store crypto.
2. Sharing Public Addresses – Used by employers to transfer crypto.
3. Recording Transactions – Important for tax reports.
4. Understand Tax Regulations – To avoid being penalized.
5. Using Payment Processors – Businesses can convert crypto directly to rupiah or dollars.

Examples of Countries that Have Implemented

A number of countries are starting to test or allow salaries in Bitcoin and other cryptocurrencies.

• El Salvador: Since legalizing Bitcoin as legal tender in 2021, some local companies have started paying employees in BTC. Even certain government employees were given the option of receiving partial salaries in Bitcoin.
• United States: According to a CNBC report (2023), companies like Coinbase and even some professional sports clubs offer the option of paying salaries in crypto.
• Argentina: With high inflation, many freelancers prefer to receive payments in stablecoins like USDT to keep the value of their salary stable.

These examples show that the use of salaries in crypto is not just a discourse, but is already being implemented in the real world, albeit on a limited scale.

The Challenge of Paying for Daily Needs with Crypto

Blockpit (2025) notes that one of the main obstacles is everyday use. While not all stores accept Bitcoin (BTC) or Ethereum (ETH) yet, many crypto-based payment cards are already available. These cards work like regular debit cards, converting crypto balances to fiat currencies such as rupiah or dollars when used.

In addition, stablecoins such as USDT or USDC are considered more practical because their value is stable against the dollar (USD = IDR16,289). Thus, workers can use crypto as a salary as well as a daily transaction tool.

Tax Implications with Crypto Salaries

Blockpit (2025) emphasizes the importance of detailed record keeping for every transaction. In some countries, crypto receipts are considered taxable income and therefore must be reported. For example, in Germany or the UK, any crypto receipts are calculated based on the market value when received and then subject to income tax.

This requires both workers and employers to be more disciplined in administration. Failure to report crypto taxes can lead to legal issues later on.

Prospects for Future Crypto Adoption

Overall, salaries in crypto offer exciting opportunities, especially for global and freelance workers. However, as pointed out by Blockpit (2025), the risks of volatility, tax complexities, and regulatory limitations should be carefully considered before deciding to switch to this system.

In the future, the adoption of cryptocurrency-based salary payments is likely to increase, as crypto acceptance in the business sector expands and regulations become clearer. However, workers still need to prioritize personal research and be careful in managing their digital assets.

Also Read: 5 Secrets to Using Crypto Trading Signals to Increase Investment Profits!

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Paul Niklaus. Getting Paid in Crypto: How, Why, Pros & Cons (2025)