The benefits of PayPal USD (PYUSD), a giant stablecoin that is now present on 9 blockchains!

Jakarta, Pintu News – The arrival of PayPal USD (PYUSD) as a new player in the digital asset market has changed the global stablecoin competition map by bringing the credibility of a conventional payment giant. As a cryptocurrency whose value is pegged 1:1 against the United States dollar, PYUSD offers a secure bridge between the traditional economy and the Web3 ecosystem. As we enter 2026, PayPal USD (PYUSD) continues to expand its reach to bring faster and cheaper cross-border transaction efficiency to its millions of users around the world.

PayPal USD (PYUSD) Price Analysis Today

The PayPal USD (PYUSD) price on Thursday, February 19, 2026, was stable at IDR 16,937 per coin, tracking the US dollar to rupiah exchange rate. This stability is a key characteristic of fiat-backed stablecoins that are fully backed by US dollar deposits, US government bonds, and other cash equivalents. With very minimal daily fluctuations, they are a favorite instrument for investors who want to avoid the risk of extreme volatility in the cryptocurrency market.

PYUSD’s reserve security is closely monitored and issued by Paxos Trust Company, a financial institution officially licensed by the New York State Department of Financial Services. Asset reserve reports are updated monthly and audited by an independent accounting firm to ensure total transparency for its holders. This gives both institutions and retail users the confidence to use PYUSD as a reliable store of value amidst global economic uncertainty.

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Huge Expansion to 9 New Blockchain Networks

One of the most significant news stories of early 2026 is the massive expansion of PayPal USD (PYUSD) to nine additional blockchain networks through a partnership with the LayerZero protocol. Previously only available on Ethereum and Solana , users can now access PYUSD on popular networks such as Tron, Avalanche, and Aptos. This strategic move aims to increase accessibility and drastically reduce transaction fees for the entire crypto ecosystem.

This multi-chain integration allows users to make instant asset transfers between different networks without having to pass through traditional banking infrastructure. For example, transactions on the Solana network offer extremely low fees, often less than $0.001 per transaction, which is ideal for micropayments. With the arrival of the permissionless“PYUSD0” version, PayPal further solidifies its position as an innovation leader in the future digital payments ecosystem.

Uses of PYUSD in the PayPal and Venmo Ecosystems

PayPal USD (PYUSD) is designed to work seamlessly within PayPal and Venmo digital wallets, allowing users to buy, store and send assets with the utmost ease. Users can even earn rewards of up to 4.5% APY simply by holding their PYUSD balance within certain apps. This ease of integration is a plus for ordinary people who want to start interacting with blockchain technology without a complicated process.

In addition to transactions between individuals (P2P), merchants who are members of the PayPal network can also receive payments in the form of PYUSD directly. The transaction settlement process is much faster than the conventional bank transfer method which takes several days. This provides better liquidity for businesses while providing protection from the risk of price fluctuations that are usually inherent in other digital assets.

The Role of PYUSD in the DeFi and Institutional Sectors

Beyond daily payment applications, PayPal USD (PYUSD) has also started to penetrate the decentralized finance sector as collateral in lending protocols. Investors can leverage this coin to participate in yield farming strategies on platforms such as Kamino or Spark to maximize their investment returns. Regulatory compliance is a strong magnet for institutional adoption who want digital assets with clear legal security standards.

PayPal has even started using PYUSD for major financing programs, including payments to content creators and artificial intelligence infrastructure development. With the global stablecoin market capitalization projected to reach $2 trillion by the end of 2026, PYUSD is on track to become one of the dominant players. The reliability of the infrastructure and the backing of a brand as big as PayPal make this asset a key component in modernizing a more inclusive Web3 financial system.

Tips for Safely Managing PayPal USD (PYUSD) for Beginners

For those of you who are just starting to adopt PYUSD, it is very important to understand the differences between blockchain networks so that your assets are sent to the correct address. Use a wallet that supports cross-chain protocols to make it easy to move assets between ecosystems without the risk of losing funds. Always update your PayPal app or crypto wallet to the latest version to get the latest security features from the developers.

Despite the stable value, be disciplined in keeping your digital wallet access keys private and never share them with anyone. Take advantage of the rewards feature available on the official platform to passively increase the value of your assets over time. With a proper understanding of how stablecoins work, you can optimize the use of PYUSD for various digital financial needs with a sense of security and comfort.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

• PayPal. PYUSD Stablecoin | US Dollar Crypto Rewards. Accessed February 19, 2026.