Is McDonald’s Really Accepting XRP Payments — Or Just Another Crypto Hoax?

Jakarta, Pintu News – Recently, the crypto community was abuzz with the news that McDonald’s will begin accepting payments using Ripple at several locations in the United States starting Monday, August 4.

The information circulating on social media has certainly attracted the attention of many parties, considering that Ripple (XRP) has just surpassed the market capitalization value of McDonald’s. However, is this claim true?

Viral Claim: Ripple (XRP) Payments at McDonald’s?

This news stems from a tweet by the @Ripple_queen account stating that McDonald’s will be conducting pilot payments with Ripple (XRP). The tweet described this as a watershed moment for crypto payments and the XRP Ledger.

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However, there is no concrete evidence or official announcement from both parties involved, namely McDonald’s and Ripple. The claim is based on a single tweet with no clear source and uses the term “reported” which raises doubts.

Many other users in replies to the tweet also pointed out that there was no evidence to support the claim and dismissed it as mere speculation.

Claims Analysis: No Official Announcement

For a big move like this, there would usually be an official announcement from the companies involved. However, to date, there has been no public announcement or statement from McDonald’s or Ripple regarding this partnership.

Ripple, which is usually very transparent in their communications, especially when it comes to regulatory disclosures, did not provide any confirmation.

In addition, the use of Ripple (XRP) in general is more focused on cross-border transfers and institutional transactions, rather than retail payments such as at fast food restaurants. This adds doubt to the validity of such claims.

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Rumor Spreading: Why Does it Go Viral?

Ripple (XRP) has seen a significant increase in recent weeks, with a market capitalization of $215 billion and a trading price close to $2.99.

This might make many people want to believe that Ripple (XRP) will start being used in everyday transactions at places like McDonald’s.

However, it is important to understand that without official confirmation, these kinds of claims should be viewed with skepticism. The community’s desire to see mainstream adoption of crypto may also play a role in the rapid spread of these rumors.

Overall, based on currently available information, there is no cooperation between McDonald’s and Ripple (XRP) for in-restaurant payments. The claims circulating are only rumors that are not supported by evidence or official announcements.

If there are any new developments, the information will definitely be conveyed through official channels.

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Reference:

• Coinpedia. Fact Check: Is McDonald’s Accepting XRP Payments Now? Accessed on August 5, 2025