Top 5 DeFi Trends in 2025

Updated

August 24, 2025

Jakarta, Pintu News – Entering 2025, the world of Decentralized Finance continues to evolve with increasingly bold and relevant innovations. From the arrival of omnichain technology that solves liquidity fragmentation issues, to widespread institutional adoption, the industry is moving towards a new phase of maturity.

Not only that, the integration of AI, the growth of DeFi derivatives, and the focus on user experience made this year an important momentum for the transformation of the digital financial ecosystem.

Here are the top 5 DeFi trends in 2025 that are predicted to shape the direction of the industry and open up new opportunities for both investors and retail users, according to a Cointelegraph report.

Omnichain DeFi Becomes the New Standard

Omnichain DeFi, a system where liquidity is sourced from multiple networks at once, including centralized sources, is expected to see massive adoption by 2025.

Its ability to deliver more efficient pricing and deeper liquidity is a solution to one of the biggest challenges facing networks today: liquidity fragmentation.

Access to concentrated liquidity on an as-needed basis will improve capital efficiency and open up arbitrage and yield farming opportunities in multi-chain landscapes.

This allows users to access the virtually unlimited liquidity of CEX delivered on-chain, providing a superior trading experience without custodial risk.

Accelerating Institutional Adoption of DeFi

This year, a number of institutions have started to dive into DeFi activities, although the scale is still small and most of their exposure is limited to ETFs. However, this trend is expected to change in 2025. The reason is that the infrastructure supporting large-scale adoption has been worked on throughout 2024.

Improved on-chain tools to support compliance, wallet management, sub-accounts, and reporting now allow institutions to interact with on-chain protocols with more confidence, both in terms of technological integrity and legal and financial obligations.

The tokenization of real-world assets (RWA), already worth billions of dollars, is predicted to be the sector with the largest inflow of institutional capital, especially with the support of deep liquidity now enabled by omnichain innovation.

The Rise of DeFi Derivatives, Including in Bitcoin L2

This year, the DeFi derivatives sector is thriving with platforms such as Hyperliquid , Jupiter, and GMX dominating.

However, 2025 is expected to bring further evolution, with the DeFi ecosystem venturing into new blockchains while supporting a wider array of assets, including leveraged prediction markets.

Next year will also see the arrival of the first derivatives exchange in the Bitcoin DeFi ecosystem, specifically on the Bitcoin L2 network. With BTC as the underlying asset for minting stablecoins that are then used on derivatives DEXs, potentially billions of dollars of capital that has been sitting idle could be activated.

It also opens up a new framework for traders to hedge without having to rely on centralized exchanges.

Greater Focus on User Experience and Accessibility

The DeFi industry in recent years has been taking the UI/UX side more seriously, with many projects backed by substantial VC funding to address user onboarding and retention challenges.

The design of digital wallets has gotten much better, but with the increase in the number of use cases, networks, and protocols, complexity is still a major bottleneck.

DeFi projects that succeed in capturing market share and TVL in 2025 are not only those with innovative products, but also those that wrap them in simple, intuitive, and accessible interfaces.

Coupled with better educational resources and increased DeFi literacy among crypto users, on-chain market access will become more practical than ever.

AI-Powered DeFi Solution

2025 is also expected to see a huge surge in the use of AI in DeFi, particularly in the form of automated trading bots, risk analysis tools, and predictive analytics. AI agents – autonomous bots that can execute transactions or trigger smart contracts based on certain conditions – are predicted to grow rapidly.

The integration of blockchain with AI is already visible through DePIN, which uses blockchain infrastructure to support the GPU market and AGI training data.

However, the direct application of AI in the DeFi experience will be the point where retail users truly feel the benefits of this technology.

From finding optimal investment strategies, the best yield farming opportunities, to detecting potential airdrops, AI assistants will be everywhere. Smart traders will utilize them to increase investment value while mitigating risk with early threat detection.

Similar to how we are now accustomed to relying on AI such as ChatGPT for our daily needs, next year we might wonder how we used to be able to DeFi without the help of AI assistants who are always ready to accompany us.

Web3 Door: A Practical Gateway to the World of Crypto, DeFi, and NFTs

Amidst the rapid development of DeFi and blockchain innovation, easy and secure access is a key requirement for both new and experienced users.

Pintu Web3 is here to answer these needs as an all-in-one crypto wallet that allows users to safely store digital assets, swap tokens instantly, and explore the crypto, DeFi, and NFT ecosystems through just one application.

With a user-friendly interface and secure security, the Web3 Door not only simplifies the onboarding experience to the Web3 world, but also paves the way for more people to engage in big trends such as omnichain DeFi, institutional adoption, and AI integration in the decentralized finance ecosystem.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

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