XRP Price Prediction: Could Ripple ETF Approval Push Prices to $8–$12?

Jakarta, Pintu News – XRP price today traded slightly below the $3 mark, remaining stable along with the overall upward movement of the crypto market.

While Bitcoin and Ethereum are still in the spotlight, XRP is starting to attract renewed attention due to speculation about a potential exchange-traded fund (ETF) that could open the door to billions of dollars in institutional funding.

XRP Price Impact of $17 Billion ETF Scenario

Market analyst Rob Cunningham of KUWL.show explains how the price of XRP could change in the event of an ETF-driven surge in demand.

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In his analysis, he assumed that the 17 new ETFs could attract $1 billion each, so the total demand could reach $17 billion in one year.

The problem lies in the supply of XRP actually available on the market, which is estimated to be only around 5 billion tokens. At current prices, the total value of that supply is roughly $15 billion – meaning that demand from ETFs alone already exceeds the existing supply.

“If ETFs absorb this much liquidity, the XRP price should be adjusted much higher,” Cunningham said.

Even in conservative estimates, the price of XRP needs to rise above $3.40 to create equilibrium. If there are fewer tokens available for sale, the price could potentially jump even higher.

XRP Community Reactions to Price Predictions from ETFs

The XRP community showed mixed reactions of enthusiasm and impatience. Some people stated that a price of $20 per XRP would not change their lives, and instead targeted a much higher price, such as $150.

On the other hand, there are also those calling for patience, referring to analyst Jake Claver’s warning of a possible XRP “supply shock”.

An XRP supporter said:

“We’ve waited this long-patience is key. Once supply starts to tighten, XRP could surprise everyone.”

XRP price could soar due to FOMO, more than just an ETF

Cunningham states that the ETF may just be the beginning of a surge in XRP prices. Once momentum builds, US banks, registered investment advisors (RIAs), and retail investors could enter the market.

Read also: Ethereum Falls 2% on September 16, But Tom Lee Still Sees a Bright Future

Several potential sources of large funds were mentioned:

• US banks manage $22 trillion in assets
• Global RIAs oversee $115 trillion in assets
• American households hold more than $5 trillion in savings accounts

“If even just 0.5% of these funds flowed into XRP, it would mean there is potential new demand of over $700 billion,” Cunningham explained.

This kind of reflective demand could push the price of XRP not just up slowly, but explosively. In a conservative scenario, XRP is expected to reach a price of between $8 to $12 in the next 12 months just from ETF fund flows.

However, when coupled with the FOMO (fear of missing out) effect, the price of XRP could jump to the $50 to $150 range, or even more in extreme scenarios.

Next Directions for XRP Price and ETF Approval

For now, the XRP price is still in a consolidation phase. However, speculation around ETFs has put the asset back in the spotlight. The real test lies with regulators in the United States-whether they will approve an XRP-based ETF or not.

If approval is granted, the combination of limited supply and large institutional demand could turn the currently cautious market into the start of a major surge.

As summarized by Cunningham:

“It doesn’t take much to change the balance. Once the door opens, the dam can break.”

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• Coinpedia. XRP Price Prediction: $8 to $12 if ETFs are Approved. Accessed on September 16, 2025