Crypto Analysts: XRP Is Still a “Zombie Asset” Despite Ripple’s Growth

Jakarta, Pintu News – While Ripple continues to grow in providing payment services, its digital currency, Ripple , does not seem to be following suit. An analyst named Atlas thinks that XRP is a “zombie asset” that survives more on trust than real demand.

Ripple, as a company, can operate without using XRP, and many banks and institutions are already using Ripple’s payment technology without having to engage with XRP. This raises a big question about the immediate relevance of XRP in the broader financial ecosystem.

Difference Between Ripple and XRP

Ripple and XRP are often misunderstood to be one and the same, but the reality is very different. Ripple sells payment software and infrastructure that doesn’t necessarily require XRP to function. This means that Ripple’s success as a company does not automatically increase the demand or value of XRP.

Atlas emphasized that while XRP’s market capitalization is close to $100 billion, activity on the XRP Ledger shows a different story, with DeFi usage still minimal.

Also read: XRP Price Predicted to Bullish Up to $30, If BTC Touches $250,000 in 2026!

XRP Activity Shows No Real Adoption

Atlas also criticized the recent increase in transaction activity on XRP. Much of this activity, according to Ripple itself, is microtransaction spam that does not reflect actual economic usage.

In the past, XRP adoption has often been driven by incentives, such as XRP rebates that create artificial liquidity. This suggests that demand for XRP is more artificial than organic, which reduces confidence in the sustainability of XRP’s value in the future.

Read also: Ethereum (ETH) Potentially Reach $9,000 by 2026, Driven by Tokenization and Massive Staking

XRP: An Asset that Survives the News

Despite facing various challenges, XRP is still holding its own in the market, mainly due to the news that has emerged around the lawsuit with the SEC that has ended. When the SEC sued Ripple in December 2020, the price of XRP had plummeted to $0.17 but is now at around $1.85 with a market capitalization of $111.89 billion.

Atlas argues that this is driven more by speculation than real use, making XRP a “zombie asset” that survives more due to liquidity and supply control than increased utility.

Conclusion

Despite Ripple’s continued growth, the future of XRP is still fraught with uncertainty. Without real adoption and a reduced reliance on artificial incentives, XRP may continue to face challenges to prove its value and usefulness in the global financial ecosystem. Atlas, while pessimistic, does not expect XRP to collapse, but emphasizes that without significant changes in the way XRP is used, the asset may continue to face difficulties gaining wider recognition.

That’s the latest information about crypto. Follow us on Google News to get the latest crypto news about crypto projects and blockchain technology. Also, learn crypto from scratch with complete discussion through Pintu Academy and stay up-to-date with the latest crypto market such as bitcoin price today, xrp coin price today, dogecoin and other crypto asset prices through Pintu Market.

Enjoy an easy and secure crypto trading experience by downloading Pintu crypto app via Google Play Store or App Store now. Also, get a web trading experience with various advanced trading tools such as pro charting, various types of order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Trading crypto carries high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Coinpedia. Crypto Analyst Calls XRP a Zombie Asset Despite Ripple’s Growth. Accessed on December 29, 2025
• Featured Image: Crypto Nieuws