XRP 2026 Price Projection: Potential to Break $8, According to Wall Street Analysts

Jakarta, Pintu News – By 2026, price predictions for Ripple by Wall Street analysts show significant upside potential. Geoffrey Kendrick of Standard Chartered Bank projects that the digital asset could reach $8 by the end of the year, marking a 315% increase from its current price of $1.90. This optimism is fueled by the SEC’s decision to dismiss the appeal against Ripple as well as the approval of the spot Ripple (XRP) ETF.

Bullish Analysis of Standard Chartered Bank

According to Watchher Guru, Geoffrey Kendrick, who hails from Standard Chartered Bank, has been one of the most bullish voices in his Ripple (XRP) price prediction for 2026. The $8 price target he has set is getting a lot of attention in the financial markets.

This prediction is based on increased regulatory clarity and the recent approval of a spot Ripple (XRP) ETF, which is expected to boost adoption among institutional investors.

Kendrick used a Monte Carlo simulation that analyzed 10,000 potential price paths, showing a 60% probability that Ripple (XRP) will trade between $1.04 and $3.40 by December 2026, with a median outcome of $1.88. Conservative scenarios place the bullish case for Ripple (XRP) between $2.00 and $5.00, while more optimistic projections reach $5.00 to $15.00.

Read also: Shiba Inu (SHIB) Price Prediction December 31, 2025: Bullish or Bearish?

Ripple (XRP) ETF Spot as Catalyst

In November, a spot Ripple (XRP) ETF has sparked trading activity, with product launches by Franklin Templeton and other large asset managers. This vehicle reduces the friction associated with crypto exchanges, and analysts compare it to the Bitcoin ETF, which saw a 90% price increase after its approval in January 2024.

The spot Ripple (XRP) ETF approval is considered one of the most interesting catalysts for the 2026 Ripple (XRP) price prediction, as institutional demand from well-capitalized investors could drive the price substantially throughout the year.

Read also: Ethereum Gearing Up for 2026: Two Big Forks and a Network Scale Surge

Market Realities Confront Ripple CEO’s Claims

Recently, Ripple CEO Brad Garlinghouse made news by predicting that the Ripple (XRP) blockchain will capture 14% of SWIFT’s payment volume in five years, which equates to over $20 trillion in transactions. This projection supports some of the most aggressive 2026 Ripple (XRP) price prediction scenarios and also supports the broader bullish case for Ripple (XRP) among institutional adopters.

Despite some headwinds, Standard Chartered Bank remains optimistic, with an investment alert for Ripple (XRP) and a Wall Street outlook that reflects confidence in the regulatory backwind along with ETF-driven demand.

Conclusion

With various factors in its favor, including regulatory clarity and the innovation of financial products such as ETFs, Ripple (XRP) seems to have a bright future in 2026. While there are some more conservative views, the high confidence of some analysts suggests that the potential for significant growth is highly likely.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Watcher Guru. XRP Will Reach This Price in 2026, Wall Street Says. Accessed on December 30, 2025
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