Without Strong Fundamentals, Could Bitcoin Be Left Behind in 2026? Here’s Why

Jakarta, Pintu News – In the fourth quarter of 2025, Bitcoin’s momentum experienced a sharp decline, contrary to the predictions of analysts who had previously expected new records. Now, many are doubting Bitcoin’s ability to return to its previous peak, with predictions continuing to be revised downward as performance weakens.

How Will Bitcoin Attract and Lose Institutional Demand in 2025?

According to BeInCrypto, history shows that the fourth quarter is usually the strongest time for Bitcoin, with average returns reaching 77.26%. However, high hopes in 2025 did not materialize despite increased institutional adoption and more and more public companies adding Bitcoin to their reserves.

In that year, Bitcoin failed to maintain institutional interest due to high instability and unclear regulatory concerns. This suggests that without a clear and stable value, Bitcoin is unlikely to continue to be adopted by large financial institutions.

Also read: 4 Crucial Charts that Decide the Fate of Bitcoin Price by the End of 2025

Bitcoin Key to Pulling Institutions Back in 2026

According to analyst Chow based on his interview with BeInCrypto, the market may have greatly underestimated the macroeconomic changes that will occur in 2026. Chow argues that Bitcoin needs to evolve into productive capital so that it is not just considered an asset that depends on liquidity and market cycles.

Bitcoin’s transformation into productive capital will transform it from a mere “gold bar” to high-quality collateral that can fund T-bills, credit, and liquidity across multiple venues. This would open up new opportunities for Bitcoin to be integrated into the global financial system more broadly.

Also read: Many Bitcoin Whales Rise from the Grave in 2025: A Bull Run or a New Crisis?

Institutions Want Results: Can Bitcoin Deliver Them Without Sacrificing Its Fundamental Principles?

While the proposed applications sound exciting, the big question remains: can Bitcoin support regulated and risk-adjusted outcomes at scale without compromising its fundamental principles? This is a dilemma that the Bitcoin community will have to face if it wants to remain relevant in the eyes of financial institutions.

The ability to offer stable and reliable returns may be the key to Bitcoin’s future in the financial world. However, this must be done while maintaining the transparency and security that characterized Bitcoin in the first place.

Conclusion

Given the challenges and opportunities, 2026 will be a crucial year for Bitcoin. Will it be able to adapt and evolve according to the needs of global financial markets or will it remain as a speculative asset subject to market narratives?

FAQ

What caused the decline in Bitcoin’s momentum in the fourth quarter of 2025?

The decline in Bitcoin’s momentum is due to high volatility and concerns over unclear regulation, which reduces interest from financial institutions.

How can Bitcoin be transformed into productive capital?

Bitcoin can be transformed into productive capital by becoming high-quality collateral that supports T-bills financing, credit, and liquidity in various places.

What are Bitcoin’s main challenges in attracting financial institutions back?

The main challenge is to provide regulated and risk-adjusted returns without compromising the basic principles of Bitcoin transparency and security.

Why is 2026 considered crucial to the future of Bitcoin?

The year 2026 is considered crucial as it will determine whether Bitcoin can adapt to the needs of global financial markets or remain as a speculative asset.

What are the expectations for Bitcoin’s performance in the fourth quarter before 2025?

Before 2025, expectations for Bitcoin’s performance in the fourth quarter are very high, with historical average returns reaching 77.26%.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• BeInCrypto. Key to Bitcoin Success in 2026. Accessed on December 14, 2025
• Featured Image: Generated by Ai