7 Investment Alternatives to Gold You Should Consider

Jakarta, Pintu News – Investment is an effective way to manage finances and prepare for the future. Gold is often the first choice for many people because it is considered a safe and stable asset.

However, apart from gold, there are various other investment alternatives that can provide returns with varying risks. In this article, we will discuss seven investment alternatives to gold that are worth considering to diversify your portfolio. Each type of investment has its advantages and disadvantages, so it is important to understand the characteristics of each before deciding to invest.

1. Gold-Based Crypto

Along with the development of technology, there is now a new innovation in the world of investment that combines the advantages of gold with the ease and flexibility of crypto. Gold-based crypto, or often referred to as “gold-backed cryptocurrency”, is a type of cryptocurrency whose value is backed by physical gold reserves.

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This means that every crypto unit issued has an equivalent gold reserve behind it, providing a sense of security for investors who want to get involved in crypto but still want the stability offered by gold.

The good news is that you can now start investing in gold-based crypto through the Pintu app. One of the most popular gold-based cryptos is Tether Gold , an ERC-20-based stablecoin backed by physical gold, where 1 token represents 1 troy ounce of pure gold.

2. Shares

Shares are a form of investment that shows ownership of a company. The benefits of investing in shares include dividends and an increase in the value of the shares upon resale. However, not all companies pay dividends to shareholders. Despite their profit potential, stocks also come with a high risk.

If you’re one of those hassle-free investors, you can now start investing in tokenized assets on the Pintu app. Providing a selection of popular US stocks, such as Nvidia , Tesla , and Amazon , you can start trading with a small amount.

Tokenized assets are assets whose value is represented by digital tokens recorded on the blockchain. This concept allows you to own a small portion of a larger asset, such as stocks, real estate, or even commodities, without having to buy the entire asset.

3. Deposit

Deposits are similar to saving money in a bank, but with higher interest rates than regular savings. The larger the amount deposited, the higher the interest rate.

Time deposits have various maturities, with a maximum of 12 months, some even up to 24 months. It’s a safe option with minimal risk, ideal for those who want to keep their funds liquid while earning higher returns compared to regular savings.

4. Mutual Fund

Mutual funds are a way for multiple investors to pool their funds in one place and invest them in capital market instruments managed by investment managers. It is suitable for beginner investors with limited funds.

It is important to choose a mutual fund product that suits your risk profile, needs and market preferences before investing. Mutual funds offer good diversification and are managed by professionals, which can reduce risks for novice investors.

Read also: Gold Price Predictions: Wells Fargo Suggests Drastic Increase

5. Government Bonds

Government bonds are safe investments with low risk, in the form of debt securities issued by the Indonesian government to the public. Available in various types such as ORI, SR, ST, SBR, with different maturities and offerings.

It is important to choose the type of bond that suits your needs and the amount of funds you have, as some types are only available for a certain period. Government bonds provide fixed returns and a high level of investment security.

6. Exchange-Traded Funds (ETFs)

Similar to mutual funds, but ETFs are traded on the stock exchange like individual stocks. ETFs offer low fees and high liquidity.

Exchange-Traded Funds (ETFs) are increasingly popular among investors due to their flexibility and efficiency. One of the main advantages of ETFs is their ability to be traded throughout the day on the stock exchange, similar to common stocks.

Furthermore, ETFs usually track an index of stocks, commodities or other assets, which provides instant diversification for investors without the need to buy each stock or asset individually.

7. Silver

Today, silver is recognized as an investment metal as well as an important asset in various industries. For thousands of years, silver has been used as a form of currency and store of value, making it a reliable asset in times of economic uncertainty.

Its exceptional conductivity and antibacterial properties make silver highly desirable in sectors such as electronics, healthcare, and renewable energy. In particular, silver is an important component in semiconductors, touch screens, batteries, and even control rods in nuclear reactors.

Follow us on Google News to stay up to date with the latest in crypto and blockchain technology. Check Bitcoin price, usdt to idr and tokenized nvidia stock price through Pintu Market.

Enjoy an easy and secure crypto trading and crypto gold investment experience by downloading the Pintu crypto app via Play Store or App Store now. Also, experience web trading with advanced trading tools such as pro charting, various order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• AEI. The Best Investment Instrument for the Young Generation. Accessed on February 16, 2026