3 Facts about Rakuten’s adoption of XRP: Rp393 Trillion Points Can Be Digital Assets!

Jakarta, Pintu News – The global e-commerce industry has just been rocked by the big news of one of Japan’s fintech giants, Rakuten Group, officially integrating Ripple into their payment system. This strategic move marks a new era of mass adoption of digital assets as it allows tens of millions of users to transact using the coin in their daily lives. Rakuten’s decision is also driven by increasing global institutional support for digital assets which makes the market increasingly optimistic about the future of decentralized finance.

1. 44 Million Rakuten Users Can Now Shop with XRP

Rakuten has officially opened the door for its 44 million users to use Ripple (XRP) as a legal payment method across their digital ecosystem. You can now load your balance into the Rakuten Pay app to shop for products at millions of merchants nationwide. This proves that the real-world utility of cryptocurrencies is expanding and is no longer limited to speculative investment instruments on exchanges.

Here is the scope of adoption by the Rakuten ecosystem in Japan:

• Total Potential Users: 44 Million People.
• Number of Registered Merchants: 5 Million Stores.
• Other Supported Assets: Bitcoin , Ethereum , and Bitcoin Cash .

Also Read: 5 Bitcoin (BTC) Predictions to Break Rp1.4 Billion in April 2026: Altcoin Ready to Explode 30%!

2. Convert Rp393 Trillion Worth of Loyalty Points to Digital Assets

One of the most revolutionary features of this announcement is the ability for users to convert their loyalty points directly into Ripple (XRP) digital coins. Rakuten currently manages the world’s largest loyalty program with over 3 trillion points actively circulating in the hands of its users. If converted, the total value of this points program reaches a fantastic figure of around $23 billion or equivalent to Rp393,944,000,000,000,000.

Users now have the flexibility to utilize their point balance to make daily transactions or increase the portion of digital asset ownership in their wallet. The presence of this feature strengthens people’s confidence in crypto assets due to the liquidity guarantee provided by a fintech company of Rakuten’s size. You can see that this kind of integration creates a very strong bridge between the traditional economy and the booming blockchain-based financial innovation.

3. Institutional Support and the Future of XRP in the Global Market

This adoption move by Rakuten comes amid a huge wave of global institutional support for digital assets through the launch of various ETF instruments in world markets. Major players in the financial industry such as BlackRock and Franklin have shown serious interest in providing wider investment access for their clients. You should understand that Rakuten’s retail-level integration will provide a very positive fundamental boost to the asset’s price movement on global index boards.

In addition to payments, the Rakuten Wallet app also allows users to spot trade Ripple (XRP) directly with competitive fees. This provides easy access for novice investors to start building their digital portfolio without having to move to complicated overseas exchange platforms. With more tech giants accepting digital assets, the future of the global financial system is predicted to move towards high efficiency with the help of distributed ledger technology.

Also Read: Where to Buy Silver? 5 Best Places to Buy Silver in 2026

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Vinod Dsouza/Watcher Guru. Japanese E-Commerce Company Rakuten Announces XRP as Payment Option. Accessed April 16, 2026.