Polygon Labs and DeCard integration changes the way stablecoins are used, what is the project?

Jakarta, Pintu News – The collaboration between Polygon Labs and DeCard opens a new era in the use of stablecoins in everyday life. Through this integration, users can make instant deposits of Polygon network-based stablecoins into DeCard and DeCard Luminaries accounts.

This enables the use of such balances for real-world payments, connecting the digital asset with existing merchant networks. This will hopefully expand the use of stablecoins in everyday transactions.

Expanding Stablecoin Functionality

With this integration, DeCard, previously known as Diners Club Singapore, has adopted blockchain technology to speed up transactions and enhance security. Users can now top up their balance with Polygon-based stablecoins and use the balance for various payments.

This not only makes it easier for users to transact, but also offers a more stable payment alternative to other cryptocurrencies. The ability to use stablecoins in everyday transactions without a hitch is a big step towards mass adoption.

According to Joan Han, COO of DeCard, the goal of this initiative is to make stablecoin transactions as intuitive as using other forms of payment. As such, users can enjoy the ease and speed of transactions without compromising on security or exchange rate stability.

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Industry Momentum Towards Stablecoin Payments

This October, the industry has witnessed several developments that signal the shift of stablecoins into the mainstream of commerce. Western Union is reportedly trialing the use of stablecoins for international transfers and global remittances. Meanwhile, Japan has launched the first yen-backed stablecoin to support domestic payments, marking an important step in the evolution of digital finance.

Global transaction volumes of stablecoins have increased by 70% this year, demonstrating accelerating adoption across sectors from e-commerce to luxury travel. Polygon Labs CEO, Marc Boiron, revealed that this collaboration makes stablecoins truly useful in everyday life and is a step towards mainstream financial freedom through blockchain technology.

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Long-term Impact on Payment System

The integration of stablecoins in regulated payment systems represents a major shift in the financial industry. With more merchants and financial institutions adopting stablecoin settlement, continued growth in the use of cross-border and retail payments is expected. This not only speeds up transactions, but also reduces costs and increases transparency.

The use of stablecoins offers significant advantages in terms of efficiency and security. With blockchain technology, transactions can be verified quickly and securely, reducing the risk of fraud and errors. This opens up huge potential for further innovation in the global payment system, allowing more people to access secure and affordable financial services.

Conclusion

The integration between Polygon Labs and DeCard marks a turning point in the use of stablecoins, turning them into a practical and efficient means of payment. With the continued development of the technology and its wider adoption, the future of financial transactions looks set to be increasingly integrated with blockchain solutions. This is not only a technological advancement, but also a step forward in creating a more inclusive and efficient financial system.

Reference

• BeInCrypto. Polygon to Enable Decard Stablecoin Payments for 150 Million Merchants. Accessed on October 30, 2025
• Featured Image: Polygon Technology