How Beginners Can Safely Invest in Crypto in 2026

Jakarta, Pintu News – In 2026, crypto asset investment will be more accessible to anyone, including beginners. However, this convenience must still be accompanied by good understanding and risk management. One important first step is to choose a platform that is registered and supervised by the regulator.

In Indonesia, the Pintu app is one example of an OJK-registered crypto app, providing over 300+ crypto assets, as well as crypto gold and tokenized stock features. With the right platform like Pintu, beginners can start investing with a sense of security and transparency.

Here’s a complete guide on how to play crypto for beginners safely in 2026.

1. Understand the Basics of Cryptocurrency First

Before buying cryptocurrency, it’s important to understand what it is, how it works, and the risks involved. Crypto is a digital asset based on blockchain technology whose value can fluctuate greatly. Prices can rise and fall dramatically in a short period of time, so education is a key foundation.

Read also: How to Buy Crypto in Indonesia 2026

Beginners should learn concepts such as volatility, market capitalization, liquidity, and the difference between Bitcoin (BTC) and altcoins. Don’t just be tempted by trends or FOMO (fear of missing out). Use the educational features available on apps like Pintu to understand the asset before buying it.

2. Use Official Platforms and Register with OJK

Security is a top priority in crypto investing. Make sure you use a platform that is legal and overseen by regulators. OJK-registered apps provide better protection for investors as they must meet certain security and transparency standards.

Platforms like Pintu not only provide hundreds of crypto assets, but also offer diversification such as crypto gold, Tether Gold (XAUT), and tokenized stocks. This diversification helps beginners manage risk as they are not dependent on just one type of asset.

Also, choose a platform with additional security features such as two-factor authentication (2FA), identity verification, and a secure asset storage system.

3. Start Small and Apply Risk Management

A common beginner’s mistake is to immediately invest large funds without a strategy. In 2026, the safest approach is to start with a small capital that is ready for risk. Never use your daily needs or emergency fund to invest in crypto.

Use strategies like dollar cost averaging (DCA), which involves buying assets periodically in fixed amounts to reduce the impact of volatility. With the gradual purchase feature available on apps like Pintu, beginners can implement this strategy with discipline.

Also, set a cut loss and profit target. Being disciplined in executing a strategy is far more important than trying to guess market movements.

4. Portfolio Diversification Wisely

Diversification helps reduce the risk of large losses if one asset experiences a sharp decline. Don’t put all your funds into just one coin. Combine large-cap assets like Bitcoin or Ethereum (ETH) with several potential altcoins.

Read also: 7 Investment Alternatives to Gold

In 2026, diversification opportunities are even wider as crypto gold and tokenized stocks are available. This feature allows novice investors to spread risk across multiple asset classes in a single app. By utilizing a complete ecosystem like Pintu offers, beginners can build a more balanced portfolio.

However, do your research before you buy. Don’t just follow social media or influencer recommendations.

5. Pay Attention to Market Sentiment and Macroeconomic Factors

Crypto price movements are often influenced by global factors such as interest rate policies, inflation, and government regulations. Beginners need to understand that macroeconomic news can have a direct impact on digital asset prices.

In addition to macro factors, market sentiment and social trends also play an important role. Meme coins, for example, are heavily influenced by community hype. Therefore, always check the trading volume, market capitalization, as well as trends before making a decision.

Use the price analysis and alerts features in apps like Pintu so you don’t miss out on important information. Quick and accurate information helps you make more rational decisions.

Overall, “playing” crypto in 2026 offers great opportunities, but also holds no small amount of risk. The key for beginners is education, discipline, and choosing a safe platform. By using OJK-registered applications like Pintu, applying good risk management, and diversifying your portfolio, you can start your crypto investment journey with more confidence.

It’s worth noting that safe investing is not about quick profits, but rather about a consistent and measured long-term strategy.

Follow us on Google News to stay up to date with the latest in crypto and blockchain technology. Check Bitcoin price, usdt to idr and tokenized nvidia stock price through Pintu Market.

Enjoy an easy and secure crypto trading and crypto gold investment experience by downloading the Pintu crypto app via Play Store or App Store now. Also, experience web trading with advanced trading tools such as pro charting, various order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• Investopedia. 10 Rules of Investing in Crypto. Accessed on February 18, 2026
• Essay. 6 Tips When Investing in CryptoCurrency. Accessed on February 18, 2026