SEC Ruling March 27, 2026: Will Ripple (XRP) Price Explode or Fall?

Jakarta, Pintu News – The crypto market is waiting for an important moment that could drastically change the direction of the Ripple (XRP) price. The United States Securities and Exchange Commission (SEC) decision regarding the approval of the XRP spot Exchange-Traded Fund (ETF) on March 27 is the main focus of market participants.

In the past few days, the price of Ripple (XRP) has been under pressure, as investor caution increased ahead of the big announcement. This article will discuss the price dynamics, the growth of the XRP wallet, as well as the potential price movement after the SEC decision is announced.

SEC Regulation: Determinants of Ripple’s (XRP) Future in the Crypto Market

March 27 is a crucial point for Ripple (XRP) as the SEC will announce its final decision regarding the XRP spot ETF. Many market participants see this decision as a moment that could significantly change the price trend, especially since major firms such as Grayscale, 21Shares, Bitwise, Canary Capital, WisdomTree, and Franklin Templeton are awaiting approval.

Grayscale even plans to convert its $2.1 billion XRP trust into a spot ETF, while Franklin Templeton is offering a competitive fee of 0.15% to attract investor interest. According to Bloomberg analysts, the chances of an XRP spot ETF approval before the end of the year are estimated at 95%.

However, March 27 remains the most decisive day as it covers the last wave of ETF filings that are still pending. Investments in XRP ETF products in the United States have reached $1.44 billion, dominated by retail investors. If approval is granted, institutional fund flows are expected to reach $8 billion, mainly from pension funds and large institutional retirement accounts.

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Ripple (XRP) Wallet Growth: Strong Signals from Retail Investors

The Ripple (XRP) ecosystem is showing consistent growth, reflected by the increasing number of active wallets on the XRP Ledger network. The latest data noted that the number of wallets with a balance of less than 100 XRP has reached a record 5.66 million, signaling more retail investors engaging in the ecosystem.

Additionally, there are 2.01 million wallets holding between 100 and 100,000 XRP, as well as 32,054 wallets with balances above 100,000 XRP. This growth in wallet count comes despite the high volatility of the crypto market in recent years. This phenomenon shows that interest in Ripple (XRP) remains strong, especially among small investors who see the long-term potential of this digital asset.

In addition, the recognition of XRP as a digital commodity by the SEC and Commodity Futures Trading Commission (CFTC) alongside Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Cardano (ADA), and Dogecoin (DOGE) further strengthens XRP’s legitimacy in the eyes of global investors. With more active wallets, XRP adoption in various countries is expected to continue to increase.

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Ripple (XRP) Price Pressure: Will the Bulls Return to Dominance?

The price of Ripple (XRP) briefly dropped to $1.39 after failing to hold above the $1.45 resistance area. This drop reinforced the selling pressure, especially after the price broke the $1.40 support area which was previously an important psychological boundary for market participants. The Moving Average Convergence Divergence (MACD) indicator shows a bearish trend, with the signal line moving below the MACD line, signaling continued downward momentum.

In the next few trading sessions, Ripple (XRP) is expected to test short-term support around $1.38. If this level is broken, the price has the potential to continue its decline to the $1.35 area. However, if there is a recovery and the price is able to break the $1.45 resistance again, the market sentiment could turn more positive. A sustained rise above $1.50 will open the door to the next resistance at $1.55, while changing the direction of the short-term trend to bullish.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• CoinGape. XRP Price Prediction Ahead of March 27 SEC Spot ETF Decision. Accessed on March 25, 2026
• Featured Image: FinbBold