Visa Launches Direct Payment Program with Stablecoins, Revolutionizing Business Transactions

Jakarta, Pintu News – Visa recently announced the launch of a pilot program that allows clients in the United States to send and receive payments directly in the form of USDC, a stablecoin. The initiative is expected to change the way businesses and individuals make cross-border money transfers, speeding up a process that used to take days to just minutes. Read the full information in this article!

USDC Payment Program Introduction

During the Web Summit conference, Visa revealed that some businesses using its Visa Direct service can now send payments directly to users’ stablecoin wallets. These companies can fund those payments in fiat currency, while recipients have the option to receive their funds in USDC.

This not only speeds up money transfer times, but also offers more flexibility for recipients. The program is designed to provide quick access to funds, according to Chris Newkirk, President of Commercial & Money Movement Solutions at Visa.

“The launch of stablecoin payments aims to provide universal access to money in minutes, not days, for anyone, anywhere in the world,” Newkirk said.

Advantages and Security Protocols

USDC payees must meet Visa compliance protocols, including KYC (Know Your Customer) and AML (Anti-Money Laundering) standards. This ensures that all transactions remain secure and traceable. The program is scheduled to launch in the second half of 2026, giving Visa and its clients time to adjust to the new system.

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This initiative follows previous trials that used stablecoins to increase liquidity and speed up transactions. Visa has demonstrated its commitment to innovation in digital payments, with more than $140 billion in crypto and stablecoin transactions, including more than $100 billion in asset purchases.

Visa’s Blockchain Strategy

Earlier this year, Visa added new settlement options on the Stellar and Avalanche blockchains, including Global Dollar (USDG), PayPal USD (PYUSD), and Euro Coin (EURC). In addition, Visa also launched a Tokenized Asset Platform that allows partner banks to create and delist stablecoins in a test environment.

Previous developments include a partnership with Fold to launch a Bitcoin (BTC) Rewards Credit Card. The new card allows users to earn Bitcoin (BTC) for every transaction they make, providing a practical way to earn crypto while shopping.

Conclusion

With the launch of this pilot program, Visa is not only strengthening its position in the digital payments market but also paving the way for wider adoption of stablecoins in everyday transactions. This marks an important step in the evolution of digital finance, where speed and security are top priorities.

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Reference

• Coingape. Visa Begins Pilot Program for Direct USDC Payments for U.S. Businesses. Accessed on November 13, 2025
• Featured Image: PYMNTS