How to Start Crypto Investing in 2026: Preparation and Tips

Jakarta, Pintu News – Entering 2026, digital assets are no longer just a speculative trend, but a crucial instrument for anyone looking to build a resilient future portfolio. The good news is that the current investment ecosystem is much more mature and safe for beginners.

For example, you can get started with Pintu, an investment platform that has been officially registered with OJK and provides more than 300 crypto assets to choose from. Interestingly, Pintu now goes beyond digital coins with features ranging from crypto gold to tokenized stocks, allowing you to diversify your global assets in just one hand.

What is Crypto Investing?

Investing in any asset is a disciplined plan to achieve financial goals over the long term, usually five years or more. As an investor, you may be strategizing for college tuition, buying a house, or preparing for retirement.

Read also: Peter Brandt’s Prediction: Bitcoin Ready to Rebound, Gold Threatened to Lose $4,000!

Trading, on the other hand, is more short-term and often much more speculative. It’s not unusual for a trader to make dozens of trades a day to take advantage of the rapid daily price fluctuations.

Over time, the ways of investing in crypto have also become more sophisticated. There are now instruments such as crypto derivatives (e.g. futures). In addition, the choice of instruments is increasingly diverse with the existence of ETFs(Exchange-Traded Funds) that manage your funds to be invested in physical crypto and futures products.

To start investing in crypto, you can transact through a centralized crypto exchange (CEX) or decentralized exchange (DEX). Some examples of popular crypto exchanges include Binance, Coinbase Exchange, and Pintu, which now provide a large selection of assets, including tokenized assets and crypto gold.

Crypto Investment Risks and Benefits

Advantages of Crypto Investment

1. High Risk, High Profit

There are more than 10,000 types of crypto today, and they all have one thing in common: They can easily rise and fall dramatically in price. These prices are driven by the laws of supply and demand. For example, Ethereum (ETH) doubled in price at the end of 2021, but soon plummeted by more than 70%. So, the profit potential is great, but you also have to be prepared for the risks.

2. Highly Secure Blockchain Technology

The main advantage of crypto lies in its support system, the blockchain. This is a digital record that records every transaction transparently and indelibly. Because the data is spread across many computers (decentralized), this system is very difficult for hackers to penetrate. This means that your transaction information is kept very safe.

3. Fairer and More Transparent Financial System

During this time, every transaction we make always relies on a third party, such as a bank. This means you have to put your full trust in them. Crypto and blockchain present a more transparent alternative because they can be monitored by anyone. With this technology, you can transact directly in the financial market without the need for intermediaries at all.

Crypto Investment Risks

1. Need Time to Learn

Understanding crypto and blockchain is not instant. Investing in something you don’t understand is a big risk. So, take the time to do your research and learn about the upsides and downsides before you start putting your money down.

2. The price is highly volatile

The value of crypto can rise dramatically, but it can also plummet in an instant. If you’re looking for stable returns, crypto might not be the best choice. The market is heavily influenced by speculation, so the price is very volatile.

3. Untested Long-term

Compared to stocks or gold, which have been around for hundreds or thousands of years, crypto has only been around since 2008. Its future is still full of question marks, so you need extra courage to jump into this relatively new instrument.

5 Ways to Start Crypto Investing in 2026

1. Buy and Sell Platform Research

Before you start, learn about where you’ll be transacting. There are hundreds of options, but make sure you choose a safe one. As a recommendation, you can use the Pintu application that has been officially registered with OJK, so it is more secure for investors in Indonesia.

Read also: What are Gold Studs?

2. Understand How to Store Assets

Once you’ve bought your crypto, you’ll need to store it. You can choose to store it directly in the app or in a digitalwallet. Each method has different advantages and security levels, so make sure you learn about them first.

3. Don’t Put All Your Money in One Place

The key to good investing is diversification. Don’t just buy Bitcoin because it’s popular. Spread your investment into several other types of coins so that your risk is more manageable.

4. Be mentally prepared for fluctuating prices

The crypto market is very volatile; prices can change drastically in a short period of time. If you’re not ready to see your balance go up and down quickly, this instrument might not be for you.

5. Start Slowly

Remember, crypto is still relatively new and full of speculation. Don’t rush into it. Do your research and start investing small amounts to begin with.

Follow us on Google News to stay up to date with the latest in crypto and blockchain technology. Check Bitcoin price, usdt to idr and tokenized nvidia stock price via Pintu Market.

Enjoy an easy and secure crypto trading and crypto gold investment experience by downloading the Pintu crypto app via Play Store or App Store now. Also, experience web trading with advanced trading tools such as pro charting, various order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• N26. The pros and cons of cryptocurrency: A guide for new investors. Accessed on February 20, 2026
• Kaspersky. What is Cryptocurrency and how does it work? Accessed on February 20, 2026