XRP Poised to Capture $21 Trillion Market, Challenging SWIFT’s Dominance!

Jakarta, Pintu News – The global payments market is changing, with financial institutions increasingly opting for faster and cost-efficient alternatives such as Ripple (XRP).

SWIFT, once the backbone of international banking with annual volumes of over $150 trillion, saw a 15% decline.

Ripple CEO, Brad Garlinghouse, predicts that Ripple (XRP) could capture up to 14% of that amount, equivalent to over $21 trillion in the next five years.

Check out the full information in this article!

XRP Ledger Activity Reaches New Peak

On-chain data shows growing interest. Daily transactions on the Ripple (XRP) Ledger now surpass 830,000, with over 29,000 active addresses and more than 10,000 unique merchants.

Decentralized exchange (DEX) volume on the Ripple (XRP) Ledger recently surpassed $12 million, while meme coin trading generated $6.25 million. Stablecoin transfers remained steady at around $5.6 million. These figures emphasize the surge in liquidity and engagement across the ecosystem.

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Innovations in the Ripple (XRP) Ledger

The launch of the Ethereum Virtual Machine (EVM) compatible side of the chain on June 30 added new momentum. In just one week, more than 1,400 smart contracts were launched, and more than 1,300 are still active today.

This expansion into decentralized finance (DeFi) and broader smart contract functionality strengthens the role of the Ripple (XRP) Ledger beyond simple cross-border payments, attracting new developers and institutional use cases.

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Ripple’s RLUSD stablecoin as a key driver

Ripple’s RLUSD stablecoin aims to enter and dominate the massive global remittance sector.

As RLUSD becomes more widely used in payments and decentralized finance, it adds consistent volume to the Ripple (XRP) Ledger, driving further demand for Ripple (XRP) and increasing on-chain liquidity.

Every RLUSD transaction on the Ripple (XRP) Ledger burns Ripple (XRP), creating deflationary pressure.

Technical Analysis: Potential Price Explosion?

Crypto expert The Great Mattsby highlights a bullish technical setup for Ripple (XRP). Expanding monthly Bollinger bands, a signal last seen before Ripple’s (XRP) historical rally of 1,300% in 2017. His Gann-based analysis now adjusts Ripple’s (XRP) price target around $45, signaling a similar potential breakout.

Conclusion

With institutional rotation towards the Ripple (XRP) Ledger, increasing real-world adoption, growing DeFi activity, and strong technical signals, experts believe that Ripple (XRP) is positioned for a significant bull run. If the projections prove correct, Ripple (XRP) could enter a new growth phase that mimics or even surpasses the 2017 cycle.

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Reference

• Coinpedia. XRP Set to Capture $21 Trillion from SWIFT – Ripple’s Bold Prediction. Accessed on July 22, 2025
• Featured Image: Bitpanda Blog