5 Staking Stablecoins with the Highest APY

Updated
July 9, 2025

Jakarta, Pintu News – Staking stablecoins has become one of crypto investors’ favorite strategies to earn a stable passive income. Unlike volatile crypto assets such as Bitcoin (BTC) or Ethereum (ETH), stablecoins such as USDT, USDC, and DAI tend to be safer because their value is pegged to the US dollar.

Many DeFi and CEX (centralized exchange) platforms now offer high APY (Annual Percentage Yield) for staking stablecoins-some as high as 20% per year.

Here are the 5 best ways to stake stablecoins with the highest APY, complete with how to stake stablecoins securely through Pintu Web3 Wallet!

1. Using Aave: The Leading DeFi Platform

Aave is a decentralized DeFi protocol that allows users to borrow and lend crypto assets, including stablecoins. By storing stablecoins such as DAI or USDC in Aave, you will earn interest in the form of APY which can reach 4-7%, depending on market conditions.

To stake secure stablecoins on Aave, all you need to do is connect a wallet like MetaMask and select the asset you want to supply. Aave also has a high level of security, and has been audited and used by millions of global users.

2. Stablecoin Staking in DeFi Lending

uniswap defi polygon
Source: PYMNTS

Staking stablecoins on Lending DeFi is a smart way to earn passive income with low risk, as it leverages digital assets like USDT, USDC, or DAI that are stable in value.

Through leading DeFi protocols such as Aave and Compound, users can lend their stablecoins and receive interest in the form of a competitive APY.

For those of you looking for secure staking of stablecoins, the features of Pintu Web3 Wallet offer a practical and reliable solution, as it connects directly to global protocols without the hassle of complicated technicalities. With just a few steps in the app, you can start optimizing your assets in an efficient and decentralized manner.

How to stake stablecoins on Pintu Web3 Wallet:

  • Open the Pintu app and enter the Pintu Web3 menu.
  • Select the dApp you want to use for staking.
  • Connect your Pintu Web3 Wallet to the dApp.
  • Choose the stablecoin you want to stake.
  • Follow the instructions from the dApp to complete the staking process.

3. Farming USDT at Curve Finance

Curve Finance is a DeFi platform designed specifically for stablecoin exchange and liquidity farming. Here, you can provide liquidity in the form of USDT, USDC, or DAI and earn APY from CRV token fees and incentives.

Although more technical than Pintu or Aave, Curve offers high yields and excellent trading efficiency for stablecoins. For those looking for a combination of high APY and exposure to “pure” DeFi, Curve could be an interesting option.

4. Staking on Binance Earn

crypto listing binance
Generated by Ai

Binance, as one of the largest crypto exchanges in the world, provides Flexible Savings and Locked Staking features for stablecoins like BUSD and USDT. The APY varies between 1-10% depending on the period and market demand.

For beginners who aren’t ready to get into DeFi, staking secure stablecoins on Binance is a practical option with minimal technical risk. Simply choose a stablecoin, enter an amount, and the proceeds will automatically be credited to your account every day.

5. Lending at Nexo

Nexo is a CeFi (centralized finance) platform that allows users to hold stablecoins and earn daily interest automatically. The platform offers up to 12% APY on stablecoins, plus an extra bonus if you choose to receive interest in NEXO tokens.

With an insurance system of up to $375 million and a friendly user experience, Nexo is one of the best options for staking secure stablecoins with high returns without any hassle.

Conclusion

Staking stablecoins is a smart way to grow your crypto assets without being exposed to extreme price volatility. From DeFi platforms like Aave and Curve, to practical solutions like Binance and Pintu Web3 Wallet, the options for secure stablecoin staking with high APYs are now vast.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

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  • Featured Image: Generated by AI
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The trading of crypto assets is carried out by PT Pintu Kemana Saja, a licensed and regulated Digital Financial Asset Trader supervised by the Financial Services Authority (OJK), and a member of PT Central Finansial X (CFX) and PT Kliring Komoditi Indonesia (KKI). The trading of crypto asset futures contracts is carried out by PT Porto Komoditi Berjangka, a licensed and regulated Futures Broker supervised by BAPPEBTI, and a member of CFX and KKI. Crypto asset trading is a high-risk activity. PT Pintu Kemana Saja and PT Porto Komoditi Berjangka do not provide any investment and/or crypto asset product recommendations. Users are responsible for thoroughly understanding all aspects related to crypto asset trading (including associated risks) and the use of the application. All decisions related to crypto asset and/or crypto asset futures contract trading are made independently by the user.

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