Survey: Generation X and Baby Boomers Now Leading Crypto Adoption

Jakarta, Pintu News – According to recent research by Crypto Schools, cryptocurrency adoption in the United States appears to be growing among older generations. The level of education and crypto ownership among those over 40 years old is increasing steadily.

Their main concerns are retirement savings and protection against inflation, while the complexity of the platform is their main obstacle.

Check out the full information in this article!

Older Generation Starts to Enter the Crypto World

Crypto adoption has been a major concern in the industry, and over the past few years, Millennials have been the pioneers. However, a new study shows that older generations are now starting to take over the leadership in crypto adoption.

Quoted from BeInCrypto, Crypto Schools recently released data on Web3 adoption by generation, which revealed some important insights. Last year, 28% of new crypto learners were over the age of 40, while this year the figure dropped to 19%.

This older generation is 6% more likely to complete the course than younger users.

“These statistics clearly show a significant shift in who is engaging with cryptocurrency. While the younger generation were the early adopters, we are now seeing a surge in interest from those over 40 who recognize the potential benefits for their financial future,” claims Ran Neuner, CEO of Crypto Schools.

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Retirement Planning and Inflation Protection

Retirement planning has been driving crypto adoption for a few years now, and it’s a topic of great interest to the older generation.

A total of 39% of new students over the age of 40 cited this as their main motivation for deepening their knowledge, and using crypto to protect themselves from inflation was also very popular.

Cryptocurrencies offer an attractive investment alternative that can help in securing a financial future. With its rising value, crypto is considered a potential way to strengthen retirement portfolios.

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Constraints and Opportunities

However, keep in mind that this generation’s adoption data comes from Crypto Schools’ own enrollment statistics. Those students over the age of 40 cited the complexity of the platform as their biggest obstacle.

Meanwhile, other studies show that the Zoomer generation uses advanced trading tools and other platforms to a greater extent, so they may not need this in-depth guidance.

Fortunately, Crypto Schools also included some data that is not platform-specific, supporting their conclusions. For example, they claim that 37% of crypto owners in the US are Gen X or Baby Boomers, compared to 13% in other countries.

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This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• BeInCrypto. Crypto Adoption Increasing Among Older Generation. Accessed on August 27, 2025
• Featured Image: Generated by Ai