4 Interesting Facts Why 1 in 4 Brits are Interested in Crypto Investments for Retirement Funds

Jakarta, Pintu News – Crypto or digital currencies such as Bitcoin (BTC) and Ethereum (ETH) are increasingly being looked at by the global community as an investment alternative. Recently, a survey conducted by British insurance company Aviva showed that 1 in 4 adults in the UK are interested in investing a portion of their retirement funds in crypto.

The survey paints a picture that crypto could have a bigger place in the UK’s trillion-dollar pension market. Here are some of the key findings from the survey.

1. 27% of Brits Interested in Adding Crypto to Retirement Funds

Based on a survey conducted in June 2025 of 2,000 adults in the UK, 27% of them said they were open to adding crypto to their retirement funds.

More than 40% of those interested in investing crypto in retirement funds, revealed their main motivation was the potential for higher returns. This survey suggests that crypto could be part of the financial future of retirement, although currently the options for adding it are limited.

According to Aviva, with more than four out of five adults in the UK having pension funds totaling 3.8 trillion pounds, the potential for greater fund flows into the crypto market would have a significant impact. However, despite the huge interest, the options for adding it to pension funds in the UK are still limited.

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2. Many Have Already Invested in Crypto

Aviva also found that around one in five UK adults, or around 11.6 million people, have already invested in crypto. Of these, two-thirds still own crypto in some form.

Interestingly, almost one in five adults aged between 25 to 34 revealed that they had withdrawn some of their retirement funds to invest in crypto. This suggests that many young people have started to integrate crypto in their long-term investment strategies.

This signals a major shift in the mindset of young people who are more likely to see crypto as a future investment opportunity. However, this move also carries certain risks, given the frequent high volatility in the crypto market.

3. Security and Regulatory Risk Concerns

While more and more are interested in investing in crypto, risk-related concerns remain a major obstacle. In the survey, 41% of respondents mentioned that they were worried about security risks such as hacking and phishing attacks, while another 37% were concerned with the lack of regulation and protection of crypto. Crypto price volatility was also the third biggest concern for 30% of respondents.

This shows that while crypto is appealing to many, many still feel anxious about the potential losses that could occur due to sharp price fluctuations and lack of adequate regulation. Therefore, investors need to be cautious and understand the risks before including crypto in their retirement funds.

4. Crypto Regulation in the UK Continues to Evolve

Despite concerns, the UK is beginning to plan clearer regulations for the crypto market. In May 2025, the UK government revealed draft regulations that would see crypto platforms, dealers, and agents treated similarly to traditional companies in terms of compliance, with a focus on transparency and consumer protection.

This gives hope that better regulation can reduce risks for crypto investors in the future. However, crypto adoption in the UK is still limited by several obstacles.

Reports from the survey also showed that 40% of crypto investors in the UK revealed that their banks have delayed or blocked payments to crypto providers. This shows that while interest in crypto is high, its adoption is still constrained by various factors, including support from financial institutions.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• Brayden Lindrea. 1 in 4 UK Adults Open to Investing in Crypto for Retirement. Accessed August 28, 2025