XRP Price Outlook in Sepetmber 2025: Competition in the Digital Payments Industry

Jakarta, Pintu News – After experiencing significant gains, Ripple (XRP) is now facing the challenge of maintaining its market value. With the end of several major events that investors have been waiting for, the big question that arises is whether the momentum for Ripple (XRP) will continue or start to fade.

The Big Event is Over

Ripple (XRP) is entering 2025 with very favorable conditions. Since early November 2024, everything seems to be going Ripple’s (XRP) way. Donald Trump’s victory in the United States presidential election was considered a breath of fresh air for the crypto industry.

In addition, Trump’s passage of the Genius Act that sets standards for stablecoins gives an idea that his administration will be more open to digital assets. However, one of the most anticipated events was the decision regarding the Ripple (XRP) ETF and the settlement of the five-year litigation between the Securities and Exchange Commission (SEC) and Ripple.

These two events have given a huge boost to the value of Ripple (XRP), but with both events coming to an end, many are questioning if there is still a catalyst that can push the price of Ripple (XRP) higher.

Also Read: Ondo Finance could be a crypto dark horse in Q4 2025? Here are 4 ONDO facts to know!

Ripple (XRP) Disadvantages Revealed

While Ripple (XRP) has the advantage of processing cross-border payments quickly and cheaply, there are some drawbacks that cannot be ignored. Ripple (XRP) is not required by banks to be used in the RippleNet payment network.

This means that if financial institutions choose not to use Ripple (XRP), there may not be enough demand for the token to support its price appreciation which has increased by almost 400% in the past year. Furthermore, the adoption rate of RippleNet is not as impressive as the SWIFT network which is already used by over 11,000 financial institutions.

While RippleNet has the potential to grow, SWIFT’s dominance in international payments is still very strong. This fact shows that Ripple (XRP) still has a lot of hurdles to overcome before it can become the first choice in cross-border payments.

Competition in the Digital Payment Industry

Ripple (XRP) is not the only player in the digital payments industry that offers fast and cheap transactions. Solana (SOL) and Stellar, for example, also offer fast payment solutions at competitive fees. The presence of these competitors adds to the challenge for Ripple (XRP) to maintain its position in the market.

With the end of several major events that have long been drivers of Ripple (XRP) prices, investors may start to look at other alternatives or decide to take advantage of the price increases that have occurred. This could mean that a selling phase may be the new trend for Ripple (XRP) going forward.

Conclusion

With the end of several key events that have long supported the price of Ripple (XRP), the future of this digital asset may not be as bright as before. Investors need to carefully consider whether it is still worth holding on to their investment in Ripple (XRP) or start looking for other alternatives that may offer better prospects.

Also Read: XRP or Bitcoin? 3 Facts from the Chart that Reveal the Truth

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This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• The Motley Fool. Investors Bought the XRP Hype: Is It Time to Sell the News? Accessed on September 4, 2025