5 Reasons XRP Could Hit IDR66,000 by the End of 2025: ETFs, Fed, & Crypto Market Momentum

Jakarta, Pintu News – After the settlement of the legal case with the Securities and Exchange Commission (SEC) in August 2025, a new door is wide open for XRP to enter into the ranks of major cryptocurrencies that have spot exchange-traded fund (ETF) products.

According to a Motley Fool report published by Yahoo Finance (September 30, 2025), this momentum could be the trigger for the price of XRP to rise to a record high of over $4 or around Rp66,768 before the end of the year.

1. XRP ETF Spot Approval Almost Certainly Happening

According to a Yahoo Finance report, the SEC is scheduled to begin considering approval for six spot XRP ETF applications on October 18, 2025. Some of the major asset managers on the list are Grayscale, 21Shares, Bitwise, Canary, CoinShares, and WisdomTree.

Bloomberg estimates the chances of approval at 95%, while online prediction markets rate the chances at nearly 99%. With the pro-crypto trend of the Trump administration, at least one application is almost certain to be approved, paving the way for an influx of new institutional funds into XRP.

Also Read: 5 Facts About Bitcoin Adoption Countries: Driving BTC Price to New Levels – Says Samson Mow

2. Domino Effect of Previous Crypto ETF Launches

Historical data shows that crypto ETF approvals often have a positive impact on prices. When Bitcoin (BTC) ETFs were approved in previous years, prices jumped by tens of percent in just a few months.

Likewise, Ethereum (ETH) received a strong boost after entering the exchanges with a spot ETF product. With XRP joining, the asset will be in an exclusive club of cryptocurrencies that have already received regulatory recognition.

3. Fed Rate Cut is a Supporting Factor

In addition to the ETF factor, macroeconomic conditions are also supportive. According to analysts quoted by Yahoo Finance, the Federal Reserve’s (Fed) interest rate cut plan in October 2025 could be an additional catalyst.

Interest rate cuts mean more liquidity, a weaker dollar, and riskier assets such as crypto usually get a new influx of funds. With the combination of ETFs and liquidity, XRP is considered to have a strong chance of continuing its uptrend.

4. Ripple vs SEC Case Settlement Opens New Paths

Ripple Labs’ legal case with the SEC has been a major roadblock since 2020. However, in August 2025 the case was finally resolved with the agreement of both parties, according to the Motley Fool report.

With the case resolved, XRP is now more easily accepted institutionally. This makes XRP a strong candidate for wider adoption, including through an ETF coming soon.

5. New Target Price at the End of 2025

If the ETF is approved and the Fed cuts interest rates, analysts think XRP could reach a new record high. Currently, the price of XRP is still below $3, but with the new momentum, a target above $4 (IDR66,768) is considered realistic before the turn of the year.

However, according to Motley Fool, investors still need to be cautious as volatility in the crypto market is still high. ETFs and macro factors can fuel a rally, but they can also bring a quick correction if expectations don’t match reality.

Conclusion: XRP Enters Critical Phase in October 2025

With an ETF almost certainly approved, a legal case settled, and the chance of an interest rate cut, XRP is at an important crossroads. This combination of factors has led many analysts to believe that the cryptocurrency could break new price records by the end of 2025.

Investors are advised to monitor the SEC’s decision on October 18, 2025 as a key date, as the outcome could be decisive for XRP’s price direction in the months ahead.

Also Read: 5 Major Corrections Before Bitcoin Breaks the New ATH: This is Analyst’s Prediction!

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference:

• Dominic Basulto/The Motley Fool. Prediction: XRP Could See Its Price Rising Again by Oct. 18. Accessed on September 30, 2025