Wall Street’s Big Investment in Ripple XRP: What Will Be the Impact on XRP Price in Early 2026?

Jakarta, Pintu News – Wall Street is trying out digital assets again after major institutions such as Citadel Securities and Fortress Investment Group invested $500 million in Ripple shares ahead of the company’s planned IPO. Interestingly, around 90% of Ripple’s net asset value is directly linked to Ripple (XRP), making the deal more like a strategic bet on XRP’s performance than a traditional investment in the fintech company itself.

Wall Street Investment: Big Bets on XRP

The investment structure proposed by Citadel Securities and Fortress Investment Group shows that their main focus is not on Ripple’s business as a whole, but on the value of XRP that dominates the company’s assets. According to reports, the investors requested a number of safeguards to limit the risk to volatility. One of these is the right to sell back shares to Ripple at an annualized return of at least 10%, an indicator that the investors take the risk aspect seriously.

This approach indicates that while investors see great potential in Ripple’s technology and adoption, they remain cautious about the uncertainty of XRP’s value. With 90% of the company’s valuation dependent on the digital asset, the deal structure reflects a balance of opportunity and risk that must be carefully considered.

Also Read: Will Dogecoin (DOGE) be back in the hands of the bulls by early 2026?

IPO Uncertainty and XRP Price Pressure

Uncertainty is growing as Ripple is yet to set a definite timeline for their IPO. Ripple’s president, Monica Lang, said that the company still does not have an official timeline, fueling market speculation regarding Ripple’s readiness to list on the exchange. This uncertainty has affected investor sentiment, especially when the price of XRP dropped to $2.05 and has the potential to weaken further towards $1.90.

The price movement reinforces concerns around XRP’s stability in the short term, given that the company’s value is heavily dependent on this asset. Fast-changing market conditions are becoming a determining factor for the success of the investment structures that Wall Street is betting on.

Strengths and Risks in Ripple’s Asset Structure

Ripple currently has over $124 billion worth of XRP, most of which is held in escrow and released gradually as a strategy to maintain supply and market stability. This escrow model is an attempt to avoid excessive supply pressure while stabilizing the value of XRP in the long run.

In addition, the deal with institutional investors includes additional protections such as preferential treatment in the case of bankruptcy or sale of the company. These provisions show that while investors see significant growth prospects, they are also fully aware of the inherent risks of investments that depend on the volatility of digital assets.

Conclusion

The $500 million investment from two Wall Street giants marks a new phase in the relationship between traditional finance and digital assets. However, the tight deal structure and high reliance on XRP suggest that Ripple’s journey towards IPO and global expansion is still fraught with challenges. Investors and analysts will be keeping a close eye on these developments to assess whether this strategy will be a visionary move or a high-risk bet.

Also Read:Michael Saylor Signaled New Bitcoin Purchases, BTC Price Ready to Skyrocket?

Follow us on Google News to get the latest information about crypto and blockchain technology. Check Bitcoin price today, Solana price today, Pepe coin and other crypto asset prices through Pintu Market.

Enjoy an easy and secure crypto trading experience by downloading Pintu crypto app via Google Play Store or App Store now. Also, get a web trading experience with various advanced trading tools such as pro charting, various types of order types, and portfolio tracker only at Pintu Pro.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying andselling Bitcoin and other crypto asset investments are the responsibility of the reader.

FAQ

What is Ripple (XRP)?

Ripple (XRP) is a digital asset used in the Ripple payment network to facilitate fast and efficient cross-border fund transfers.

Who are the main investors in this deal?

The main investors participating in the $500 million funding are Citadel Securities and Fortress Investment Group, two major Wall Street institutions.

What is the total value of investments made in Ripple deals?

The total investment value reached $500 million in the form of purchasing Ripple shares before the company’s planned IPO.

What protections are investors asking for in this deal?

Investors are asking for the right to resell shares to Ripple at a minimum yield of 10% per year, as well as preferential treatment in the event of bankruptcy or sale of the company.

Has Ripple set a timetable for its IPO?

Ripple has yet to announce the exact date of the IPO, adding to the uncertainty for investors regarding the timing and structure of the initial public offering.

Reference

• Watcher Guru. Wall Street Bets $500 Million in Ripple XRP Deal but Seeks Protection. Accessed on December 10, 2025.