Gemini’s New Breakthrough: RLUSD and XRP Ledger Integration for Fast and Cheap Transactions

Jakarta, Pintu News – Gemini recently announced the integration of RLUSD with XRP Ledger, marking a major step in accelerating and cheapening cross-network transactions.

This collaboration allows for near-instantaneous transaction settlement at lower fees, an innovation that is expected to change the way users interact with stablecoins. This integration is also part of Gemini’s ongoing efforts to support the RLUSD ecosystem and expand its use in various financial applications.

Gemini and Ripple Strategic Collaboration

The announcement of this integration follows the cooperation revealed at the Ripple Swell 2025 event, which took place on November 4-5, 2025. At the event, Ripple, Mastercard, WebBank, and Gemini introduced a pilot program to settle fiat credit card transactions using RLUSD on the XRP Ledger. This is the first time a regulated digital asset has been used on a public blockchain for such a purpose.

The pilot program uses Gemini Credit Card as an initial use case for blockchain-based settlement infrastructure. The aim is to reduce the settlement time and costs associated with traditional credit card processing systems. As such, it offers a more efficient and economical solution for credit card users.

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Rapid Adoption and Expansion of RLUSD

Since its launch in late 2024, RLUSD has gained rapid adoption with a market capitalization that has now surpassed $1.2 billion. The stablecoin is backed by several major exchanges including Gemini, Kraken, Bitstamp, and LMAX Digital, demonstrating trust and wide acceptance in the market.

RLUSD’s expansion across exchanges and networks positions it as a growing alternative in the digital dollar market. With settlement options on Ledger’s Ethereum and XRP infrastructure, RLUSD competes with other established stablecoins, offering greater flexibility and efficiency for its users.

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Impact on the XRP Ledger Ecosystem

Additionally, the XRP ETF in the United States has attracted over $950 million in net fund flows since its launch. Although the price of XRP faced resistance at the $2.09-$2.10 level and continued to struggle to break the barrier, no outflows were recorded, indicating strong investor confidence in the ETF.

The integration of RLUSD in XRPL via Gemini provides an additional option for stablecoin settlement while the XRP token undergoes consolidation. The combination of increased stablecoin utility and continued ETF inflows puts the XRP Ledger ecosystem in a good position for further infrastructure development.

Conclusion

With this strategic move, Gemini not only strengthens its position in the digital finance market but also paves the way for further innovation in the use of blockchain for everyday financial transactions. The integration of RLUSD and XRP Ledger is expected to bring significant benefits to users, speeding up transactions and reducing costs, while supporting the overall growth of the crypto ecosystem.

FAQ

What is RLUSD?

RLUSD is a stablecoin launched in late 2024, with a market capitalization that has already surpassed $1.2 billion. The stablecoin is backed by several major exchanges and offers settlement options on Ethereum and XRP Ledger infrastructure.

How does the integration of RLUSD with XRP Ledger affect Gemini users?

This integration enables near-real-time settlement of transactions at lower costs, eases cross-network transfers and improves transaction efficiency for Gemini users.

What is the purpose of the pilot program involving Gemini Credit Card?

The pilot program aims to reduce the time and costs associated with traditional credit card processing systems, using RLUSD on the XRP Ledger to settle fiat credit card transactions.

How much total cash flow did XRP ETFs attract in the United States?

The XRP ETF in the United States has attracted more than $950 million in net fund flows since its launch, with no record of outflows.

What impact will the integration of RLUSD in XRPL have on the XRP Ledger ecosystem?

This integration provides additional options for stablecoin settlement, supports XRP token consolidation, and puts the XRP Ledger ecosystem in a good position for further infrastructure development.

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This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• CoinEdition. Gemini Adds Ripple USD Support on XRP Ledger for Near Instant Settlement and Low Fees. Accessed on December 12, 2025
• Featured Image: PYMNTS