XRP Price Predicted to Bullish Up to $30, If BTC Touches $250,000 in 2026!

Jakarta, Pintu News – The crypto market is always full of unpredictable dynamics, and one of the predictions that has caught the eye is the potential price surge of Ripple (XRP) in 2026.

Analyst Austin Hilton estimates that if Bitcoin (BTC) manages to reach $250,000, then XRP could surge to the $20-$30 range. Factors such as increased institutional adoption, regulatory clarity, and Ripple’s corporate expansion are the main catalysts driving this optimism.

XRP Price Strength in a Sluggish Altcoin Market

While 2025 proved challenging for most altcoins, Ripple (XRP) showed relatively better resilience. The overall altcoin market saw a decline of about 42%, but Ripple (XRP) only fell by about 15%, which is better than many other large digital assets. The expansion carried out by Ripple also adds optimism to Ripple (XRP).

The company has completed acquisitions worth over $2.7 billion, including payment platform Rail, financial software company GTreasury for $1 billion, and trading venue Hidden Road for $1.25 billion. This performance has boosted confidence among long-term Ripple (XRP) supporters, especially as brand awareness around the token continues to expand beyond the original crypto circle.

Read also: Ethereum (ETH) Potentially Reach $9,000 by 2026, Driven by Tokenization and Massive Staking

Institutional Adoption Establishes Market Base

Ripple has also secured a key regulatory victory, officially ending its long legal battle with the US Securities and Exchange Commission (SEC). This progress has paved the way for spot Ripple (XRP) investment products, including offerings from Rex-Osprey and Grayscale Ripple (XRP) Trust. At the same time, Ripple’s stablecoin, RLUSD, has grown to become one of the top five stablecoins by trading volume.

Hilton also points to the growing interest from large financial institutions. Major investment firms are now openly discussing the possibility of offering crypto products to their clients, which could bring a substantial amount of new capital into the market. According to Hilton, this institutional interest has helped keep crypto prices from falling further during the recent period of economic uncertainty.

Also read: 3 Crypto that Whale Accumulated in January 2026

Regulatory Clarity Can Be a Catalyst

Looking ahead, new crypto rules in the US, including the proposed Genius Clarity Act, could bring clearer guidelines to the industry. While crypto is already widely used, clearer rules could encourage more large investors and companies to enter the market. This clarity is expected to reduce uncertainty and strengthen investor confidence in the crypto market.

Conclusion

Although uncertainty will remain, Hilton believes that 2026 could be a turning point for the crypto market. If Bitcoin (BTC) reaches its projected peak, the resulting momentum, combined with institutional adoption and regulatory clarity, could create a strong backwind for Ripple (XRP) and other major altcoins.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Coinpedia. XRP Price Prediction for 2026 if Bitcoin Hits $250K. Accessed on December 29, 2025
• Featured Image: Crypto Economy