XRP 2026 Outlook: Potential to Break $5?

Jakarta, Pintu News – In 2025, the Ripple (XRP) community celebrated the long-awaited settlement of a lawsuit with the US Securities and Exchange Commission (SEC), the launch of several US-based spot ETFs, and a surge in Ripple partnerships. However, the much-coveted price target of $5 is still unattainable, with XRP prices peaking at $3.66 before falling by 50% to $1.58 in October.

Key Events of 2025 and their Impact on XRP Price

Despite several major events that were expected to boost the price of Ripple (XRP), the cryptocurrency continues to perform less impressively than the overall crypto market. On May 8, Ripple Labs successfully settled a long-running lawsuit with the SEC, which saw Ripple (XRP) surge to a seven-year high on July 18.

However, the momentum quickly faded, and the price fell 25% to $2.73 less than two weeks later. The last hope for Ripple’s (XRP) parabolic rise in 2025 was institutional demand driven by inflows into a spot ETF in the United States, which was launched in November. However, this does not seem to have been enough to push the price to reach the expected target.

Also read: Bitcoin (BTC) Breaks 4-Year Cycle for the First Time in 14 Years!

XRP Price Prediction for 2026

Over the past six months, the number of daily active addresses (unique users) on the Ripple (XRP) Ledger has remained low at under 45,000. Only 38,500 active addresses were recorded on December 18, down 94% from the 2025 peak of over 600,000 addresses recorded in March.

Ripple (XRP) has lost more than 90% of its value in 12 months after hitting an all-time high price in 2018, well before the SEC lawsuit. Given that the token is already down more than 40% from its multi-year peak above $3.66, reaching $5 by 2026 will be a major challenge. In fact, technical setups suggest that Ripple (XRP) could fall even lower from here.

Also read: These 3 Charts Hint at Bitcoin’s Fate Toward $100,000 in January 2026

Technical Analysis and Analyst Opinion

Ripple (XRP) has lost key levels: the psychological level at $2 and the weekly 50 exponential moving average (SMA) at $1.87, signals that previously marked the top of the cycle. The key area of interest lies between the current 100 weekly EMA at $1.85 and $1.80 (November 21 low), which if lost, will trigger another long liquidation cascade, with the local low at $1.61 being the next area of interest.

Many analysts believe that the price of Ripple (XRP) has peaked, but warn of a deeper price correction ahead of 2026. However, other analysts such as Chad Steingraber believe that the price of Ripple (XRP) could grow “from $2 to $10” by 2026, citing persistent spot ETF inflows and more bullish technicals on higher time frames.

Conclusion

With various factors affecting the market, the Ripple (XRP) price prediction for 2026 remains uncertain. Despite optimism from some analysts, technical factors and current user trends suggest that the road to $5 may still be a long way off. Investors and Ripple (XRP) enthusiasts should remain vigilant of market and regulatory developments that may affect future price dynamics.

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This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Cointelegraph. XRP Army Got Everything Asked for Except 5 XRP, Will 2026 Deliver? Accessed on January 2, 2026
• Featured Image: Crypto Nieuws