Ripple (XRP) Price Determined by Large Institutions, Really?

Jakarta, Pintu News – A surprising statement has come from a longtime macroeconomic observer, who claims that Ripple (XRP) is no ordinary crypto asset. According to Dr. Jim Willie, Ripple (XRP) has been quietly positioned to take over the role of banks in moving money between large institutions smoothly.

Not Just a Coin, But a Tool

According to a recent podcast on Versan Aljarrah’s Youtube channel, Dr. Willie invites people to imagine the early days of email, which at first felt small, experimental, even unnecessary. No one questioned who controlled the system that made it work. However, when email became essential, the value shifted to the infrastructure that supported it.

Similarly, Ripple (XRP) is currently in a similar position. Not flashy. Not consumer-oriented. Just a critical piece that all other elements rely on. If Ripple becomes the compliance layer trusted by institutions, then naturally Ripple (XRP) will become the settlement component underneath. In this role, price is determined by functionality, not by excitement or speculation.

Also read: Will Bitcoin (BTC) Reach $100,000 This Week?

Selected Prices for Specific Purposes

Dr. Willie argues that the future price of Ripple (XRP) will not be determined on exchanges through regular buying and selling. He believes that the price has been secretly agreed upon by large financial players who need a bridge asset that can handle massive global transfers.

According to him, the figure should be high. Not for speculation, but because low prices will not be effective on a global scale.

“I have a very strong argument that we’re not going to see a Ripple (XRP) price based on the balance of supply and demand on Coinbase. We’re going to see a predetermined price that is so high that it’s going to take you by surprise,” he said.

Conclusion

Dr. Willie’s claim of Ripple (XRP) as a global settlement tool that has been priced by large institutions offers a new perspective on how crypto assets can function outside of speculative markets. If true, this could change the way the world views crypto and its role in the global financial system.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Coinpedia. Macro Expert Says XRP Price Was Pre-Set at a Very High Level by Powerful Institutions. Accessed on January 7, 2026
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