The Peer-to-Peer Payment Revolution: From PayPal to Crypto Wallet

Jakarta, Pintu News – PayPal is changing the way money moves across apps, countries and currencies with the launch of their new feature, PayPal Links. This feature allows users to send or receive money through a personalized link that can only be used once.

The rollout will begin in the United States before expanding to international markets later this year. This innovation is part of the PayPal World framework, which aims to connect billions of digital wallets around the world.

PayPal Links: The Evolution of Peer-to-Peer Payments

PayPal Links offers a new, more efficient way to manage payments between users. By creating a personalized link that can only be used once, users can request or send funds and insert them into any conversation via text, email or chat.

Each link is private, expires after 10 days if unclaimed, and ensures funds are transferred instantly upon receipt through the PayPal app. Crypto integration is an important part of this launch. Through PayPal Links, users can send Bitcoin (BTC), Ethereum (ETH) and other cryptocurrencies, not only through PayPal and Venmo, but also other wallet apps.

By including crypto in everyday transfers, PayPal is helping to legitimize digital assets as part of everyday life, setting the stage for wider adoption in traditional and decentralized ecosystems.

Also Read: 5 Reasons Bitcoin Allocation on Wall Street Will Explode by the End of 2025

Importance for Crypto Adoption

Peer-to-peer payments were one of the key tenets of Satoshi Nakamoto’s original vision for Bitcoin. The latest update from PayPal brings that vision one step closer to reality. Venmo has recorded the highest total payment volume growth in the past three years, indicating strong consumer appetite for digital transfers. Stablecoins add another dimension to this.

PayPal’s stablecoin, $PYUSD, is positioned for cross-border transactions, where stablecoin trails are estimated to reduce remittance costs by up to 95%. Combined with the PayPal World framework, which connects potentially billions of wallets, the stage is set for faster, borderless money movement.

Best Wallet: The Next Generation Crypto Gateway

PayPal’s move to integrate crypto in P2P payments marks an important milestone. However, it still serves as a centralized bridge. Best Wallet already offers a seamless user experience, similar to PayPal, but with true wallet-to-wallet interoperability between blockchains and decentralized applications (dApps).

The narrative is clear: PayPal normalizes crypto for hundreds of millions of users, and many will be looking for wallets that provide better flexibility, security, and decentralization that PayPal can’t offer. This fits perfectly with Best Wallet’s plan to dominate 40% of the global crypto wallet market by the end of next year. And they are using the Best Wallet Token to achieve that goal.

Also Read: Maartunn Analyst Says December 2024 Crypto Market Pattern Repeats, What Does It Mean?

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Reference

• NewsBTC. PayPal Crypto P2P Payments: Best Wallet. Accessed on September 17, 2025