Stablecoins: A New Trend in Finance that’s Shaking Up the Markets!

Jakarta, Pintu News – Monica Long, President of Ripple who oversees the company’s Business, Product, and Engineering teams, recently expressed her views on the growing stablecoin phenomenon. With increasing fragmentation in the stablecoin sector, branded stablecoin products from traditional financial institutions, and the use of specialized blockchains, this market is showing complex and interesting dynamics.

Key Trends in the Stablecoin Market

The current stablecoin market is often compared to the NFT fever that occurred in 2020-2021. Many new stablecoins have emerged without a clear use case, often driven by fear of missing out or FOMO. Monica Long emphasized that there is no need for many stablecoins tied to the US dollar, given the abundance of similar products without significant differentiation.

Additionally, analysts and investors such as Nic Carter predict that the duopoly of Tether (USDT) and USD Coin (USDC) is coming to an end. This suggests that the market may welcome new players that can offer greater innovation or stability compared to the currently dominant options.

Also Read: 10 Crypto Nearly Hit All-Time High Prices – October 2025 Update

Specialized Blockchain for Stablecoins

Another striking trend is the creation of specialized blockchains for stablecoins, such as Tempo, Plasma, and Arc. This move indicates a high demand for capital investment, although existing blockchains can fulfill the same needs.

Monica Long argues that building a dedicated blockchain only makes sense if payments require certain features and functionality that existing solutions cannot provide.

Ripple’s stablecoin, RLUSD, issued on the Ethereum (ETH) and Ripple (XRP) Ledger, has seen its market capitalization increase by over 11% in a single month. This shows that there is room for innovation and growth within the sector, even beyond the existing duopoly.

Stablecoin Market Achievements and Projections

RLUSD’s circulating supply has almost reached $790 million, while the aggregate capitalization of the stablecoin segment has surpassed $310 billion, reaching a record high. This shows that stablecoins continue to gain widespread acceptance as a “killer” use case for blockchain technology, both in traditional and decentralized financial services.

More than 80% of this total market capitalization is controlled by USDT and USDC. However, with evolving trends and continuous innovation, this market structure may change, providing opportunities for new players to grow and expand.

Conclusion

As the stablecoin market evolves and new trends emerge, market participants and investors must remain vigilant and adaptive. Ripple’s Monica Long highlighted the importance of innovation and differentiation in this increasingly crowded sector, signaling a new era in financial technology.

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Reference

• U.Today. Ripple President on Stablecoins: Three Key Trends. Accessed on October 6, 2025