XRP Price Could Hit $4 in Q2 2026 — Is Ripple’s Singapore License the Trigger?

Jakarta, Pintu News – On December 1, the Monetary Authority of Singapore (MAS) approved the expansion of the payment license for Ripple’s subsidiary in the region. Market observers consider this an important step in Ripple’s expansion and could potentially boost the price of XRP in the future.

The Importance of Ripple in the APAC Region

Ripple is gaining significant support from MAS amid growing institutional interest in the crypto industry in Southeast Asia. Reports show that on-chain activity in the region increased by 70% year-on-year. With clearer regulatory support and growing payment utilities, Ripple is expected to pioneer the next phase of adoption.

Analysts predict the price of XRP could reach $4 by the second quarter of 2026. The support from MAS not only strengthens Ripple’s position in Southeast Asia, but also opens up wider opportunities for innovation and investment in Singapore. This is expected to accelerate infrastructure development for more efficient cross-border transactions.

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Ripple’s Progressive Approach

Monica Long, President of Ripple, expressed her satisfaction at this development, describing it as a progressive approach from the Singapore government. According to Long, innovation will thrive when the rules are clear, and this expanded license allows Ripple to invest more in Singapore.

This development not only boosts investor confidence but also strengthens Ripple’s position as a leader in cross-border payment technology. With better infrastructure and strong regulatory support, Ripple is poised to expand its reach in the global market.

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XRP Quarterly Pattern and Market Sentiment

XRP has posted positive returns in all but one of the first quarters since 2021, suggesting that the token has a tendency to start the year strong. This history shapes trader psychology, as repeated strength in Q1 encourages buyers to ignore dips later in the year. Data from CryptoRank shows that XRP has declined 27% this quarter after surging 240% in Q3 2025.

However, existing signals and technical price developments suggest that the current decline may soon be over. Taking into account analyst predictions, there is a possibility of a rebound for XRP in the early weeks of 2026. This suggests strong recovery potential and an opportunity for investors to consider XRP as a long-term investment asset.

Conclusion

The expansion of Ripple’s payment license by MAS marks a pivotal point in Ripple’s growth and acceptance in the global market. With strong backing and a growing infrastructure, Ripple is poised to play a key role in the evolution of cross-border payment systems. Investors and market watchers will keep a close eye on this development, as it could greatly influence the future dynamics of the crypto market.

FAQ

What is Ripple (XRP)?

Ripple (XRP) is a technology that serves as both a digital currency exchange platform and a payment protocol that facilitates faster and cheaper cross-border transactions.

Why is the expansion of Ripple’s payment license in Singapore important?

This license expansion strengthens Ripple’s position in the Southeast Asian market and supports the building of infrastructure for more efficient transactions, which can increase the adoption and value of XRP.

When is Ripple (XRP) expected to hit $4?

Analysts predict that Ripple (XRP) could reach a price of $4 in the second quarter of 2026, based on stronger regulatory support and expansion of payment utilities.

How does XRP’s quarterly price trend affect trader psychology?

XRP’s tendency to start the year strongly often encourages traders to ignore dips later in the year, influencing their investment decisions based on historical quarterly performance.

What impact will the expansion of Ripple’s payment license have on investors?

This license expansion boosts investor confidence and strengthens Ripple’s position as a leader in global payments technology, potentially increasing the demand and value of XRP.

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*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• CoinEdition. XRP Price Could Hit $4 by 2026 After Singapore Expanded Ripple’s MPI License: Analyst. Accessed on December 10, 2025
• Featured Image: Coinfomania