5 Ways to Invest in Gold & Silver in 2026 According to Emkay Wealth

Jakarta, Pintu News – Gold and silver prices are in a strong structural rally phase by 2026, according to Emkay Wealth Management, which sees the bullish momentum as not just short-term speculation but part of a global shift in investor portfolio allocation.

This rally was supported by accumulation by central banks, interest rate expectations, as well as industrial demand for silver. This situation has prompted new questions for both novice and experienced investors on how to properly invest in precious metals during this market phase. Here are five recommended investment approaches.

1. Understanding the Precious Metals Rally: Not Just Speculation

Emkay Wealth states that the current rise in gold and silver prices is driven by structural trends towards global capital allocation, rather than short-term speculative action. Central banks in various countries continue to add to their gold reserves, while interest rates are expected to support safe-haven assets. Growing industrial demand for silver also adds fundamental support for the metal.

In this context, investors need to understand that the rally is rooted in a change in capital allocation behavior, especially amid global uncertainty. Assets such as gold and silver are increasingly seen as core parts of portfolios, not just tactical hedges. Investment strategies should take this aspect into account, especially when precious metals start to register significant price levels.

Also Read: Tokenized Commodities Surpass $6 Billion: What Does It Mean for Crypto Markets?

2. Consider Portfolio Allocation for Diversification

Emkay Wealth suggests that investors should not aggressively chase the rally, but instead capitalize on the momentum of gold and silver as part of a diversified portfolio. The recommended allocation for new investors is generally in the range of 5-10 percent of the total portfolio. Meanwhile, investors with higher precious metals allocations, around 25-30 percent, are advised to review their portfolios to manage the risk of profit-taking.

Diversification is important because gold and silver are characterized differently from riskier instruments like stocks or crypto. When traditional markets come under pressure, these metals can serve as a risk buffer and provide long-term price stability.

3. Choose the Right Investment Instrument: Physical to ETF

There are several instruments that investors can use to gain exposure to gold and silver. Physical investments such as bars or coins remain the classic choice. However, other options such as ETFs (Exchange Traded Funds), gold-focused mutual funds or other metal asset products offer liquidity and ease of access for modern investors.

ETF products are particularly suitable for investors who want to own precious metals without the hassles of physical storage. Meanwhile, gold mutual funds provide access through fund managers who manage a portfolio of metals as part of their strategy.

4. Phased Investments to Reduce Volatility Risk

Given the strong price rally, Emkay Wealth recommends a gradual investment approach, especially during short-term price correction phases. By buying during temporary price declines, investors can reduce the impact of market volatility on their portfolios.

This approach is similar to the concept of dollar-cost averaging in the stock market or ETFs, where purchases are made periodically without thinking about peak prices. This strategy helps investors take disciplined positions without being affected by FOMO (fear of missing out).

5. Review and Manage Portfolio Periodically

Investors who already have significant exposure to gold and silver should review their portfolios regularly. This is important to assess whether the asset allocation still matches their investment objectives and risk tolerance. Emkay Wealth emphasizes that precious metals allocations of more than 30 percent may need further evaluation for profit-taking or rebalancing strategies.

Regular reviews ensure that investors are not carried away by price rallies, but maintain healthy asset ratios and support long-term financial goals.

Also Read: 7 Reasons Silver Demand Remains Strong in 2026: Market Deficit & Investment Rising

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Gold-Based Crypto: When Physical Assets Meet Crypto Technology

As blockchain technology develops, gold can now be owned not only in physical form such as jewelry or bars, but also in digital form through gold-based crypto assets.

One of the most popular is Tether Gold (XAUt), a physical gold-backed ERC-20-based stablecoin, where 1 token represents 1 troy ounce of pure gold. The gold is stored in vaults in Switzerland and each token is directly linked to certified gold bullion. The system uses automated algorithms to efficiently manage the allocation of gold and Ethereum addresses.

XAUt tokens are available and traded on various crypto exchanges. XAUt is also an attractive alternative for those looking to hedge against inflation or global economic uncertainty, while remaining within the digital asset ecosystem.

*Disclaimer

This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities are subject to high risk and volatility, always do your own research and use cold hard cash before investing. All activities of buying and selling Bitcoin and other crypto asset investments are the responsibility of the reader.

Reference

• Sunainaa Chadha/Business Standard. Gold, silver may be in 3-5 year bull cycle: How investors should respond. Accessed February 12, 2026.